Middlesex County and Belmont Town property record for 97 Betts Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,802 sqft · built 1946 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2006) |
| Tax Bill | $18,611 (2025) |
| Deeds & Mortgages | Jan 2024 Refinance May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:09 P:000127 S |
| Primary APN | BELM M:09 P:000127 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,802 sqft Living Area |
| Gross Area | 5,052 sqft |
| 1st Floor Area | 680 sqft |
| Basement Area | 1,236 sqft |
| Unfinished Basement | 1,236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 97 BETTS RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 357300 |
97 Betts Rd is owned and occupied by two individuals who bought it in April 2006.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 BETTS RD, BELMONT, MA 02478-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK |
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2006 · Amount on File |
| Deed Sale | Apr 21, 2006 · Amount on File |
| Prior Sale | Jan 23, 1987 · Amount on File |
| Deed Document Number | 200670863 |
| Deed Book / Page | 47318 / 146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 97 BETTS RD, BELMONT, MA 02478-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082418-453 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 82418/453 |
| Instrument | 7201 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 97 BETTS RD, BELMONT, MA 02478-3813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080170-180 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 80170/180 |
| Instrument | 77638 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 97 BETTS RD, BELMONT, MA 02478-3813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70786-547 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 70786/547 |
| Instrument | 40885 |
| Name | BELMONT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2043 |
The 2025 property tax bill for 97 Betts Rd was $18,611.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,611.00 | $1,634,000 Land $816,000 Building $818,000 | $1,642,455 (+10.06%) |
| 2024 | $1,492,260 | ||
| 2023 | $16,826.00 | $1,497,000 Land $888,000 Building $609,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Betts Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 97 Betts Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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