Middlesex County and Belmont Town property record for 73 Betts Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,628 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Jun 2017) |
| Tax Bill | $13,269 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:09 P:000131 S |
| Primary APN | BELM M:09 P:000131 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,085 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,500 sqft (0.172 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 73 BETTS RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-3880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 357300 |
73 Betts Rd is owned and occupied by two individuals who bought it in June 2017.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Nov 19, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 7, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Mar 10, 2020 | Deed of Trust, Mortgage · ARM US BANK NA |
| Jun 8, 2017 | Quit Claim Deed, Transfer · FHA Mortgage PATRIOT COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2017 · Amount on File |
| Deed Sale | Jun 8, 2017 · Amount on File |
| Prior Sale | Aug 12, 2011 · Amount on File |
| Deed Book / Page | 69402 / 112 |
| Transfer Doc | 069402-112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0080260-91 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 80260/91 |
| Instrument | 87729 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 077569-201 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 77569/201 |
| Instrument | 89914 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0078573-80 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 78573/80 |
| Instrument | 192831 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78573-80 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 78573/80 |
| Instrument | 192831 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73674-166 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 73674/166 |
| Instrument | 181068 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Dec 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73071-477 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 73071/477 |
| Instrument | 116325 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74267-29 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 74267/29 |
| Instrument | 36494 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Jun 8, 2017 |
| Property Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Document Number | 69402-112 |
| Book / Page | 69402 / 112 |
| Instrument | 85905 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.18 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 BETTS RD, BELMONT, MA 02478-3880 |
| Investor | Possibly a Property Investor |
| Document Number | 694020115 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 69402/0115 |
| Name | PATRIOT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2047 |
| Rate | 3.25% |
|---|---|
| Max Rate At Change | 70.1% |
| Max Rate | 2.75% |
The 2025 property tax bill for 73 Betts Rd was $13,269.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,269.00 | $1,165,000 Land $816,000 Building $349,000 | $1,352,895 (+2.65%) |
| 2024 | $1,318,030 | ||
| 2023 | $12,780.00 | $1,137,000 Land $888,000 Building $249,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 73 Betts Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 73 Betts Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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