Burke County property record for 97 40th St NW, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,556 sqft · built 1944 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Nov 2018) |
| Tax Bill | $1,736 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2782684517 |
| Primary APN | 2782684517 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| Basement Area | 156 sqft |
| Unfinished Basement | 156 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Metal |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 393 sqft |
| Canopy | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 97 40TH ST NW |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28601-5537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 DIST - |
| Legal Description | 97 40TH ST NW HICKORY, NC 28601 |
| Legal Subdivision | MEADOWBROOK |
| Jurisdiction | BURKE NC |
| Township / Civil Division | ICARD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 21100 |
97 40th St NW is owned and occupied by two individuals who bought it in November 2018.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 40TH ST NW, HICKORY, NC 28601-5537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 8, 2018 | Warranty Deed, Transfer STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on File |
| Deed Sale | Nov 8, 2018 · Amount on File |
| Prior Sale | Aug 31, 2009 · Amount on File |
| Deed Document Number | 20182017021802 |
| Deed Book / Page | 2374 / 936 |
| Prior Transfer Date | Aug 28, 2009 |
| Prior Transfer Doc | 0018590886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 3, 2022 |
| Property Address | 97 40TH ST NW, HICKORY, NC 28601-5537 |
| Document Number | 0026070330 |
| Book / Page | 2607 / 330 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2021018099 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4078 TRESTLEWOOD LN, 4078, MORGANTON, NC 28655-7924 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 97 40TH ST NW, HICKORY, NC 28601-5537 |
| Document Number | 2021018100 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2021018100 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 8, 2018 |
| Property Address | 97 40TH ST NW, HICKORY, NC 28601-5537 |
| Document Number | 0023740936 |
| Book / Page | 2374 / 0936 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 2017021802 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1116, HILDEBRAN, NC 28637-1116 |
| Name | Verified Name |
|---|---|
| Address | 97 40TH ST NW, HICKORY, NC 28601-5537 |
| Document Number | 2017021803 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 2017021803 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 97 40th St NW was $1,736, up 1% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Long View Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,736.00 (+0.99%) | $166,129 (-) Land $29,916 Building $136,213 | $166,129 (-) Land $29,916 Building $136,213 |
| 2025 | $1,719.00 | $166,129 Land $29,916 Building $136,213 | $166,129 Land $29,916 Building $136,213 |
| 2023 | $1,744.00 | $166,129 Land $29,916 Building $136,213 | $166,129 Land $29,916 Building $136,213 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 40th St NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 40th St NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ICARD TOWNSHIP WATER CORP private · serves 7,821 people · EPA ID NC0112060 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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