89 40th St NW, Hickory, NC 28601 Property Records

Burke County property record for 89 40th St NW, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 806 sqft · built 1942
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Sep 2022)
Tax Bill$1,213 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2782685310

Property Details

APN / Parcel Number

Primary APN2782685310
Alternative APN
  • 21252

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area806 sqft Living Area
1st Floor Area806 sqft
Basement Area62 sqft
Unfinished Basement62 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
PorchSlab
Porch Area190 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address89 40TH ST NW
CityHICKORY
StateNC
Zip28601-5537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 DIST -
Legal Description89 40TH ST NW HICKORY, NC 28601
Legal SubdivisionMEADOW BROOK SUBDIVISIONS
Legal Tract1
JurisdictionBURKE NC
Township / Civil DivisionICARD
Census Block Group2
Census Block2033
Census Tract21100

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address89 40TH ST NW, HICKORY, NC 28601-5537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
May 1, 2019Warranty Deed, Transfer · FHA Mortgage
US MTG/NC
Mar 23, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleMay 1, 2019 · Amount on Record
Deed Document Number202221025799
Deed Book / Page2645 / 952
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateSep 16, 2022
Property Address89 40TH ST NW, HICKORY, NC 28601-5537
Document Number0026450952
Book / Page2645 / 952
Map ReferenceMB 2311 PG 101
Instrument DateSep 12, 2022
Instrument2021025799
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 MAPLE CT, 22, NEWTON, NC 28658-4105

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address89 40TH ST NW, HICKORY, NC 28601-5537

Mortgage

Document Number0026450955
DateSep 16, 2022
Book Page2645/955
Instrument2021025800
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Address25279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.4%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change10.4%
Index5-Year CMT
Max Rate10.4%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMay 1, 2019
Property Address89 40TH ST NW, HICKORY, NC 28601-5537
Document Number0024000680
Book / Page002400 / 000680
Instrument DateApr 30, 2019
Instrument27272
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAPLE CT NEWTON NC 28658, NEWTON, NC 28658

Mortgage

Document Number24000691
DateMay 1, 2019
Book Page002400/000691
Instrument27273
Lender
NameUS MTG/NC
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049

Mortgage

Document Number24000708,
DateMay 1, 2019
Book Page002400/000708
Instrument27278
Lender
NameUNIFOUR CONSORTIUM
AddressPO BOX 9026, HICKORY, NC 28603-9026
Agreement
AmountAmount Recorded

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMar 23, 2018
Property Address89 40TH ST NW, HICKORY, NC 28601-5537
Document Number0023390251
Book / Page002339 / 000251
Instrument DateJan 16, 2018
Instrument14210
Transaction TypeTransfer
Record UpdatedJun 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address89 40TH ST SW HICKORY NC 28601, HICKORY, NC 28601

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityLong View Town
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,213.00 (+0.92%)$116,160 (-) Land $13,224 Building $102,936$116,160 (-) Land $13,224 Building $102,936
2025$1,202.00 (-8.03%)$116,160 (-) Land $13,224 Building $102,936$116,160 (-) Land $13,224 Building $102,936
2023$1,307.00$116,160 Land $13,224 Building $102,936$116,160 Land $13,224 Building $102,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemICARD TOWNSHIP WATER CORP
private · serves 7,821 people · EPA ID NC0112060
Water SourcePurchased surface water from several systems
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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