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97 2nd Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 97 2nd Ave, Troy, NY 12180

Property Summary

Property TypeTriplex
Details9 bd · 3.5 ba · 3,026 sqft · built 1892
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Nov 2023)
Tax Bill$11,620 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jan 2023 Mortgage
APN381700 90.46-1-1

Property Details

APN / Parcel Number

Primary APN381700 90.46-1-1
Alternative APN
  • 1500210

Interior

Bedrooms9 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,026 sqft Total Area
1st Floor Area1,553 sqft
2nd Floor Area1,473 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions102 ft deep x 45 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area90 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1500210
Street Address97 2ND AVE
CityTROY
StateNY
Zip12180-1378
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeTF
Legal Description2 STY FR HSE & 1C DB GAR 201 A-1 /SPT 813
Legal Block1
Legal Lot Number1.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2007
Census Tract40300

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address287 LARK ST, ALBANY, NY 12210-1041
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
MEADOWBROOK FINANCIAL MTG BANKERS C
Jan 25, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleOct 8, 2013 · Amount on Record
Deed Document Number2023635391
Deed Book / Page10546 / 151
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateNov 27, 2023
Property Address97 2ND AVE, TROY, NY 12180-1378
Document Number0105460151
Book / Page10546 / 151
Instrument DateNov 22, 2023
Instrument2023-635391
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 LARK ST, ALBANY, NY 12210-1041

Mortgage

Document Number2023635392
DateNov 27, 2023
Instrument2023-635392
Lender
NameMEADOWBROOK FINANCIAL MTG BANKERS C
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address97 2ND AVE, TROY, NY 12180-1378
Transaction TypeMortgage
Record UpdatedFeb 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103040011
DateJan 25, 2023
Book Page10304/11
Instrument2023-622983
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueFeb 1, 2063

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,620.00 (+104.94%)
2025$5,670.00 (-17.11%)$84,000 (-) Land $11,000 Building $73,000$143,800 (+19.83%) Land $18,831 Building $124,969
2023$84,000 (-) Land $11,000 Building $73,000$120,000 (+8.57%) Land $15,714 Building $104,286
2022$6,840.00$84,000 Land $11,000 Building $73,000$110,526 Land $14,474 Building $96,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hudson Valley Wireless.

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