89 2nd Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 89 2nd Ave, Troy, NY 12180

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,352 sqft · built 1890
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Jul 2019)
Tax Bill$7,314 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
APN381700 90.46-1-5

Property Details

APN / Parcel Number

Primary APN381700 90.46-1-5
Alternative APN
  • 1500170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,352 sqft Total Area
1st Floor Area1,176 sqft
2nd Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions110 ft deep x 25 ft wide
View / LotWaterfront
PorchSlab
Porch Area290 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1500170
Street Address89 2ND AVE
CityTROY
StateNY
Zip12180-1103
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTF
Legal Description2 1/2 STY FRM HSE 201-A-5/SPT 815
Legal Block1
Legal Lot Number5.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2007
Census Tract40300

Owner

89 2nd Ave, a duplex, is owned by an individual who bought it in July 2019.

Source: Rensselaer County and Troy City records, as of October 8, 2026

Owner of RecordIndividual Name on File
Mailing Address21 FERRY LN, STILLWATER, NY 12170-1350
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2019 · Amount on File
Deed SaleJul 2, 2019 · Amount on File
Prior SaleNov 24, 2009 · Amount on File
Deed Document Number2019553428
Deed Book / Page8874 / 198
Prior Transfer DateOct 29, 2008
Prior Transfer Doc0048170000000234
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateJul 2, 2019
Property Address89 2ND AVE, TROY, NY 12180-1103
Document Number0000553428
Book / Page008874 / 000198
Instrument DateJun 24, 2019
Instrument553428
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyMURDOCK ABSTRACT, MURDOCK ABS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address23 FERRY LN STILLWATER NY 121701350, STILLWATER, NY 12170-1350

Mortgage

Document Number553429
DateJul 2, 2019
Book Page008874/000202
Instrument553429
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 89 2nd Ave was $7,314, down 6.8% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,314.00 (-6.84%)
2025$7,851.00$73,000 Land $8,400 Building $64,600$125,000 Land $14,384 Building $110,616
2023$73,000 (-) Land $8,400 Building $64,600$104,300 (+8.59%) Land $12,002 Building $92,298
2022$5,159.00$73,000 Land $8,400 Building $64,600$96,053 Land $11,053 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 89 2nd Ave; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: Verizon.

Nearby Properties on 2nd Ave

Nearby Streets

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