Santa Clara County property record for 9695 Moreno Ln, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1975 |
| Lot Size | 8.3 acres (361,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Jul 2005) |
| Tax Bill | $11,089 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 835-18-059 |
| Primary APN | 835-18-059 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 361,548 sqft |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | None |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Well |
| Street Address | 9695 MORENO LN |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-40A |
| Legal Description | LOT 1 |
| Legal Subdivision | DUNNE RANCH 08 CATHERINE |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 512602 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9695 MORENO LN, GILROY, CA 95020-9166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2005 · Amount on Record |
| Deed Sale | Jul 15, 2005 · Amount on Record |
| Prior Sale | Feb 21, 1996 · Amount on Record |
| Deed Document Number | 200518468202 |
| Prior Transfer Date | Jul 7, 2005 |
| Prior Transfer Doc | 0018468201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9695 MORENO LN, GILROY, CA 95020-9166 |
| Document Number | 0024092729 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9695 MORENO LN GILROY CA 950209166, GILROY, CA 95020-9166 |
| Document Number | 0024092729 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 24092729 |
| Name | LUSO AMERICAN FIN'L |
|---|---|
| Address | 7080 DONLON WAY # 200, DUBLIN, CA 94568-2789 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 3, 2024 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $919,966 (+2%) Land $418,166 Building $501,800 | |
| 2025 | $11,089.00 (+1.63%) | $901,928 (+4.04%) Land $409,967 Building $491,961 |
| 2024 | $10,911.00 (+0.73%) | |
| 2023 | $10,832.00 (+1.82%) | $866,907 Land $394,049 Building $472,858 |
| 2022 | $10,638.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 5 (2009–2023) |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hankins Information Technology Fiber · Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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