9675 Moreno Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9675 Moreno Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,140 sqft · built 1975
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Trust Names on File
Last Sale	$1,050,000 (Dec 2019)
Tax Bill	$13,946 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jul 2020 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`835-18-033`

Property Details

APN / Parcel Number

Primary APN	`835-18-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,392 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	47,480 sqft
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9675 MORENO LN
City	GILROY
State	CA
Zip	95020-9166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-40A
Legal Description	LOT 3
Legal Subdivision	DUNNE RANCH 08 CATHERINE
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512602

Owner

9675 Moreno Ln is owner-occupied and held in a trust since December 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	9675 MORENO LN, GILROY, CA 95020-9166
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Intrafamily Transfer, Transfer
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 31, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 31, 2019	Grant Deed, Transfer · Conventional Mortgage PRIVATE MORTGAGE ADVISORS LLC
Nov 14, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SECURED INCOME FUND II LLC
Oct 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Apr 10, 2009 · Amount on File
Deed Document Number	201924371107
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	0024371106
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2025
Property Address	9675 MORENO LN, GILROY, CA 95020-9166
Document Number	0025871189
Map Reference	MB 310 PG 46
Instrument Date	Sep 5, 2025
Instrument	25871189
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9675 MORENO LN, GILROY, CA 95020-9166

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9675 MORENO LN, GILROY, CA 95020-9166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024560218
Date	Jul 31, 2020
Instrument	24560218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 31, 2019
Property Address	9675 MORENO LN, GILROY, CA 95020-9166
Document Number	0024371106
Instrument Date	Nov 19, 2019
Instrument	24371106
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2632 MAJESTIC OAK CIR COTTONWOOD CA 960229543, COTTONWOOD, CA 96022-9543

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 31, 2019
Property Address	9675 MORENO LN, GILROY, CA 95020-9166
Document Number	0024371107
Map Reference	MB 310 PG 46
Instrument Date	Nov 19, 2019
Instrument	24371107
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9675 MORENO LN, GILROY, CA 95020-9166

Mortgage

Document Number	0024371108
Date	Dec 31, 2019
Instrument	24371108

Lender

Name	PRIVATE MORTGAGE ADVISORS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 14, 2019
Property Address	9675 MORENO LN, GILROY, CA 95020-9166
Document Number	0024331925
Instrument Date	Nov 5, 2019
Instrument	24331925
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9675 MORENO LN GILROY CA 950209166, GILROY, CA 95020-9166

Mortgage

Document Number	24331926
Date	Nov 14, 2019
Instrument	24331926

Lender

Name	SECURED INCOME FUND II LLC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9675 MORENO LN, GILROY, CA 95020-9166
Document Number	0024062531
Instrument Date	Oct 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9675 MORENO LN GILROY CA 950209166, GILROY, CA 95020-9166

Mortgage

Document Number	0024062531
Date	Nov 13, 2018
Instrument	24062531

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9675 Moreno Ln was $13,946.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,171,290 (+2%) Land $501,981 Building $669,309
2025	$13,946.00 Homeowner's exemption	$1,148,325 Land $492,139 Building $656,186
2023	$13,620.00 (+1.82%) Homeowner's exemption	$1,103,736 Land $473,030 Building $630,706
2022	$13,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9675 Moreno Ln in Zone D, where flood risk has not been studied, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	5 (2009–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9675 Moreno Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: South Valley Internet, T-Mobile, Verizon.

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