9688 Harbour Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 9688 Harbour Dr, Elberta, AL 36530

Property Summary

Property Type	Water, Lake, River, Shore Vacant Land
Details	built 2018
Lot Size	0.025 acres (1,100 sqft)
Owner	Company Name on File
Last Sale	$199,000 (Sep 2025)
Tax Bill	$903 (2026)
Deeds & Mortgages	Sep 2025 Sale Nov 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`62-03-07-0-001-001.031`

Property Details

APN / Parcel Number

Primary APN	`62-03-07-0-001-001.031`
Alternative APNs	`525429` `361943` `93341`

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	1,100 sqft (0.025 acres)
Lot Dimensions	20 ft deep x 42 ft wide
Boat Access	Boat Access

Location & Zoning

Account Number	525429
Street Address	9688 HARBOUR DR
City	ELBERTA
State	AL
Zip	36530-6565
Property Category	Vacant Land
Property Type	Vacant Land > Water, Lake, River, Shore
Legal Description	IRR LOT 93 UNIT 1 OF PLANTATION HARBOUR WOLF BAY PLANTATIONS SLIDE 1158A & 1177B
Legal Subdivision	PLANTATION HARBOUR
Legal Lot Number	93
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2055
Census Tract	11601

Owner

9688 Harbour Dr, water, lake, river, shore vacant land, is owned by a company that bought it in September 2025 and is owner-occupied.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2886 ESLAVA CIR, LILLIAN, AL 36549-5230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer
Nov 30, 2022	Warranty Deed, Transfer
May 19, 2022	Warranty Deed, Transfer
Dec 26, 2018	Grant Deed, Transfer · Conventional Mortgage RIVER BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Nov 30, 2022 · Amount on File
Deed Document Number	20252213072
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 29, 2025
Property Address	9688 HARBOUR DR, ELBERTA, AL 36530-6565
Document Number	0002213072
Map Reference	SL 1177-B
Instrument Date	Sep 22, 2025
Instrument	2213072
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2886 ESLAVA CIR, LILLIAN, AL 36549-5230

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 30, 2022
Property Address	9688 HARBOUR DR, ELBERTA, AL 36530-6565
Document Number	0002035959
Map Reference	SL 1177-B
Instrument Date	Nov 28, 2022
Instrument	2035959
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5027 VALLEY COVE DR SE, 5027, OWENS CROSS ROADS, AL 35763-9293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12832 MAIN ST, ELBERTA, AL 36530-2508

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 19, 2022
Property Address	9688 HARBOUR DR, ELBERTA, AL 36530-6565
Document Number	0001999961
Map Reference	SL 1177-B
Instrument Date	May 18, 2022
Instrument	1999961
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5370 OAK LN, 5370, MILLBROOK, AL 36054-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5027 VALLEY COVE DR SE, OWENS CROSS ROADS, AL 35763-9293

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 26, 2018
Property Address	9688 HARBOUR DR, ELBERTA, AL 36530-6565
Document Number	0001735876
Instrument Date	Dec 7, 2018
Instrument	1735876
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5370 OAK LN MILLBROOK AL 360542647, MILLBROOK, AL 36054-2647

Mortgage

Document Number	1735877
Date	Dec 26, 2018
Instrument	1735877

Lender

Name	RIVER BK&TR
Type	Funding / Finance Company
Address	MILLBROOK, AL 36054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9688 Harbour Dr was $903 with exemptions applied, up 4.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$903.00 (+4.15%) Homeowner's exemption Senior Citizen's exemption
2025	$867.00 (+4.84%)	$26,300 (+4.86%) Land $21,240 Building $5,060	$131,500 (+4.86%) Land $106,200 Building $25,300
2024	$827.00 (+6.85%) Homeowner's exemption Senior Citizen's exemption	$25,080 (+6.81%) Land $20,420 Building $4,660	$125,400 (+6.81%) Land $102,100 Building $23,300
2023	$774.00 (+10.1%)	$23,480 (+10.13%)	$117,400 (+10.13%) Land $92,100 Building $25,300
2022	$703.00 (+18.35%)	$21,320	$106,600 Land $87,200 Building $19,400
2021	$594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9688 Harbour Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9688 Harbour Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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