9652 Harbour Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 9652 Harbour Dr, Elberta, AL 36530

Property Summary

Property Type	Other Improved
Details	1 ba
Lot Size	0.083 acres (3,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2025)
Tax Bill	$1,261 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`62-03-07-0-001-001.034`

Property Details

APN / Parcel Number

Primary APN	`62-03-07-0-001-001.034`
Alternative APNs	`170996` `92543`

Interior

Full Baths	1 Bath

Exterior

Lot Area	3,630 sqft (0.083 acres)
Lot Dimensions	121 ft deep x 30 ft wide
View / Lot	Waterfront / Beach
Utility Building	156 sqft
Boat House	288 sqft

Location & Zoning

Account Number	170996
Street Address	9652 HARBOUR DR
City	ELBERTA
State	AL
Zip	36530-6565
Property Category	Other
Property Type	Other > Other Improved
Legal Description	30'X 121'(S)IRR LOT 96 UNIT 1 PLANTATION HARBOUR OF WOLF BAY PLANTATIONS SLIDE 1158-A & 1177-B IN THE CITY OF ELBERTA SEC 7-8
Legal Range	05
Legal Township	08
Legal Section	07
Legal Subdivision	PLANTATION HARBOUR
Legal Lot Number	96
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2055
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9654 HARBOUR DR, ELBERTA, AL 36530-6565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Deed Document Number	20252173377
Record Updated	Oct 29, 2026

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BALDWIN AL
Recording Date	Feb 28, 2025
Property Address	9652 HARBOUR DR, ELBERTA, AL 36530-6565
Document Number	0002173377
Map Reference	SL 1177-B
Instrument Date	Feb 19, 2025
Instrument	2173377
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22678 NAPA CIR, FOLEY, AL 36535-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9654 HARBOUR DR, ELBERTA, AL 36530-6565
Investor	Possibly a Property Investor

Mortgage

Date	Feb 28, 2025

Lender

Name	RONALD T MILLER ETUX
Type	Seller
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,261.00 (+105.04%) Homeowner's exemption Senior Citizen's exemption
2025	$615.00 (+8.27%)	$18,640 (+8.25%) Land $14,940 Building $3,700	$186,300 (+8.19%) Land $149,400 Building $36,900
2023	$568.00 (+10.94%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$17,220 (+10.81%)	$172,200 (+10.81%) Land $129,600 Building $42,600
2022	$512.00 (+17.16%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$15,540	$155,400 Land $122,800 Building $32,600
2021	$437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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