9687 Soaring Breezes, Union, KY 41091 Property Records

Boone County property record for 9687 Soaring Breezes, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,203 sqft · built 2015
Owner	Individual Name on File
Last Sale	$254,500 (Dec 2018)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-118.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-118.00`
Alternative APN	`49527`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,203 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	9687 SOARING BREEZES
City	UNION
State	KY
Zip	41091-1474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 118 SEC 18 HARMONY
Legal Subdivision	HARMONY SUB SEC 18
Legal Lot Number	118
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3002
Census Tract	70316

Owner

9687 Soaring Breezes is owned and occupied by an individual who bought it in December 2018.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9687 SOARING BREEZES, UNION, KY 41091-1474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Aug 20, 2015 · Amount on File
Deed Document Number	766287
Deed Book / Page	D1120 / 031
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9687 SOARING BREEZES, UNION, KY 41091-1474
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4478/24
Date	Jun 22, 2021
Book Page	M4478/24
Instrument	839365

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Dec 27, 2018
Property Address	9687 SOARING BREEZES, UNION, KY 41091-1474
Document Number	D1120/031
Book / Page	D1120 / 031
Map Reference	CAB 5 SL 756
Instrument Date	Dec 19, 2018
Instrument	766287
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 RIDGE RD, 255, CRITTENDEN, KY 41030-8939

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9687 SOARING BREEZES, UNION, KY 41091-1474

Mortgage

Document Number	766288
Date	Dec 27, 2018
Instrument	766288

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9687 Soaring Breezes was $3,516.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,516.00	$308,000 Land $40,000 Building $268,000
2024			$308,000 (-) Land $40,000 Building $268,000
2023	$3,580.00 (+25.31%)	$308,000 (+21.02%) Land $40,000 Building $268,000	$308,000 (+21.02%) Land $40,000 Building $268,000
2022	$2,857.00	$254,500 Land $34,000 Building $220,500	$254,500 Land $34,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9687 Soaring Breezes in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9687 Soaring Breezes is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Soaring Breezes

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures