9683 Soaring Breezes, Union, KY 41091 Property Records

Boone County property record for 9683 Soaring Breezes, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,092 sqft · built 2016
Owner	Individual Name on File
Last Sale	$268,500 (Jun 2020)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-117.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-117.00`
Alternative APN	`49526`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,092 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	9683 SOARING BREEZES
City	UNION
State	KY
Zip	41091-1474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 SEC 18 HARMONY
Legal Subdivision	HARMONY SUB SEC 18
Legal Lot Number	117
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3002
Census Tract	70316

Owner

9683 Soaring Breezes is owned and occupied by an individual who bought it in June 2020.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	9683 SOARING BREEZES, UNION, KY 41091-1474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2018	Deed of Trust, Mortgage · VA Mortgage CHOU TEAM REALTY INC
Jun 5, 2020	Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	803177
Deed Book / Page	D1145 / 416
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9683 SOARING BREEZES, UNION, KY 41091-1474
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9683 SOARING BREEZES, UNION, KY 41091-1474

Mortgage

Document Number	0M4729/928
Date	Mar 1, 2024
Book Page	M4729/928
Instrument	1010498

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	11311 CORNELL PARK DR, BLUE ASH, OH 45242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 26, 2044

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Min Rate At Change	3%
Max Rate At Change	8.99%
Index	Other
Max Rate	12.9%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9683 SOARING BREEZES, UNION, KY 41091-1474
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4493/129
Date	Jul 26, 2021
Book Page	M4493/129
Instrument	842854

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9683 SOARING BREEZES, UNION, KY 41091-1474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4090/125
Date	Mar 2, 2018
Book Page	M4090/125
Instrument	746077

Lender

Name	CHOU TEAM REALTY INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	4.37%
Index	1-Year CMT
Margin	2
Max Rate	8.37%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Jun 5, 2020
Property Address	9683 SOARING BREEZES, UNION, KY 41091-1474
Document Number	D1145/416
Book / Page	D1145 / 416
Map Reference	CAB 5 SL 756
Instrument Date	May 29, 2020
Instrument	803177
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ASSURED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9683 SOARING BREEZES, UNION, KY 41091-1474

Mortgage

Document Number	803178
Date	Jun 5, 2020
Instrument	803178

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9683 Soaring Breezes was $3,348.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00	$292,900 Land $40,000 Building $252,900
2024			$292,900 (-) Land $40,000 Building $252,900
2023	$3,408.00 (+13.07%)	$292,900 (+9.09%) Land $40,000 Building $252,900	$292,900 (+9.09%) Land $40,000 Building $252,900
2022	$3,014.00	$268,500 Land $40,000 Building $228,500	$268,500 Land $40,000 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9683 Soaring Breezes in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9683 Soaring Breezes is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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