9680 Cambria Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 9680 Cambria Rd, Reading, MI 49274

Property Summary

Property Type	Rural Home
Details	1 ba · 1,348 sqft
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jun 2024)
Tax Bill	$833 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-008-400-009-08-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-008-400-009-08-8-3`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,348 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,690 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	67,518 sqft (1.55 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9680 CAMBRIA RD
City	READING
State	MI
Zip	49274-9696
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM NE COR SE1/4 TH S 0W ALG E LN SE1/4 924.85 FT TO POB TH CONT S 0W ALG SD LN 395.95 FT TH N 8915'20W 182.53 FT TH N 039'41
Legal Range	03W
Legal Township	08S
Legal Section	08
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3037
Census Tract	51200

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 W BACON ST, HILLSDALE, MI 49242-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTY NATIONAL BANK
Jul 24, 2023	Warranty Deed, Transfer PUBLIC TITLE COMPANY
May 24, 2019	Quit Claim Deed, Transfer · Conventional Mortgage HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	2024607394
Deed Book / Page	1873 / 466
Prior Transfer Date	Dec 28, 2015
Prior Transfer Doc	01610/0931
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9680 CAMBRIA RD, READING, MI 49274-9696
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001761/354
Date	Apr 30, 2020
Book Page	1761/354

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 24, 2023
Property Address	9680 CAMBRIA RD, READING, MI 49274-9696
Document Number	001854/414
Book / Page	1854 / 414
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4885 E CHICAGO RD, JONESVILLE, MI 49250-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9680 CAMBRIA RD, READING, MI 49274-9696

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 24, 2019
Property Address	9680 CAMBRIA RD, READING, MI 49274-9696
Document Number	01723/0691
Book / Page	1723 / 0691
Instrument Date	May 8, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8600 CAMBRIA RD, READING, MI 49274-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9680 CAMBRIA RD, READING, MI 49274-9696

Mortgage

Document Number	0001723692
Date	May 24, 2019
Instrument	1723/692

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00 (-7.55%) Homeowner's exemption	$77,100 (+52.07%)	$154,229 (+52.17%) Land $8,682 Building $145,547
2023		$50,700	$101,352 Land $6,505 Building $94,847
2021	$901.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	40 / 10

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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