9011 Cambria Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 9011 Cambria Rd, Reading, MI 49274

Property Summary

Property Type	Rural Home
Details	1 ba · 1,205 sqft
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Jul 2016)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Sep 2026 Transfer Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-009-100-004-09-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-009-100-004-09-8-3`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,205 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	1,844 sqft
Basement Area	639 sqft
Unfinished Basement	639 sqft

Exterior

Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	115,434 sqft (2.65 acres)
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	11 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9011 CAMBRIA RD
City	READING
State	MI
Zip	49274-9891
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM NW COR TH E ALG N SEC LN 275 FT TH S 420 FT TH W 275 FT TO W SEC LN TH N ALG SD LN 420 FT TO POB SEC 9 T8S R3W 2.65 A M/L
Legal Range	03W
Legal Township	08S
Legal Section	09
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3019
Census Tract	51200

Owner

9011 Cambria Rd, a rural home, is owned and occupied by two individuals who acquired it in August 2026.

Source: Hillsdale County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9011 CAMBRIA RD, READING, MI 49274-9891
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jul 11, 2018	Deed of Trust, Mortgage COMMUNITY CHOICE CU
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2016 · Amount on File
Deed Sale	Jul 1, 2016 · Amount on File
Prior Sale	Sep 25, 2006 · Amount on File
Deed Book / Page	1627 / 304
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000625654
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 4, 2026
Property Address	9011 CAMBRIA RD, READING, MI 49274-9891
Document Number	0000625654
Book / Page	1930 / 503
Instrument Date	Aug 26, 2026
Instrument	2026625654
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9011 CAMBRIA RD, READING, MI 49274-9891

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9011 CAMBRIA RD, READING, MI 49274-9891
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9011 CAMBRIA RD, READING, MI 49274-9891

Mortgage

Document Number	01860/1204
Date	Nov 3, 2023
Book Page	1860/1204

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9011 CAMBRIA RD, READING, MI 49274-9891
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1705/0616
Date	Oct 17, 2018
Book Page	1705/0616

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Oct 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9011 CAMBRIA RD, READING, MI 49274-9891
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1696/0317
Date	Jul 11, 2018
Book Page	1696/0317

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jun 15, 2028

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9011 CAMBRIA RD, READING, MI 49274-9891
Transaction Type	Mortgage
Record Updated	Apr 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1754/91
Date	Mar 9, 2020
Book Page	1754/91

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9011 Cambria Rd was $1,149.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,500 (-3.85%)	$154,901 (-3.91%) Land $19,937 Building $134,964
2025	$1,149.00 Homeowner's exemption	$80,600	$161,209 Land $17,655 Building $143,554
2023		$55,200	$110,467 Land $13,702 Building $96,765
2021	$1,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9011 Cambria Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9011 Cambria Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	40 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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