968 W White Oak Pl, Hernando, FL 34442 Property Records

Citrus County property record for 968 W White Oak Pl, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,007 sqft · built 2005
Lot Size0.373 acres (16,265 sqft)
Owner2 Individual Names on Record
Last Sale$539,000 (Dec 2021)
Tax Bill$8,432 (2025)
Deeds & MortgagesDec 2021 Sale
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN2518S18E01300510

Property Details

APN / Parcel Number

Primary APN2518S18E01300510
Alternative APNs
  • 18E-18S-25-0130-00000-0510
  • 18E-18S-25-0130-051.0
  • 3260076

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,007 sqft Living Area
Gross Area3,469 sqft
1st Floor Area2,703 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area16,265 sqft (0.373 acres)
Lot Dimensions190 ft deep x 85 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces8 Parking Spaces
Pool Area336 sqft
PorchFinished/Open Porch
Porch Area486 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3260076
Street Address968 W WHITE OAK PL
CityHERNANDO
StateFL
Zip34442-6173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionWOODSIDE UNIT 1 PB 17 PG 13 LOT 51
Legal Range18E
Legal Township18S
Legal Section26
Legal SubdivisionWOODSIDE UNIT 1
Legal Lot Number51
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1003
Census Tract450703

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address968 W WHITE OAK PL, HERNANDO, FL 34442-6173
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Warranty Deed, Transfer
EXCELSIOR TITLE, EXCEL TITLE
Feb 25, 2021Warranty Deed, Transfer
FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2021 · Amount on Record
Deed SaleDec 15, 2021 · Amount on Record
Prior SaleFeb 25, 2021 · Amount on Record
Deed Document Number202186334
Deed Book / Page3235 / 656
Prior Transfer DateMar 1, 2006
Prior Transfer Doc0019852396
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 15, 2021
Property Address968 W WHITE OAK PL, HERNANDO, FL 34442-6173
Document Number0032350656
Book / Page3235 / 656
Map ReferenceMB 17 PG 13-15
Instrument DateDec 14, 2021
Instrument2021086334
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyEXCELSIOR TITLE, EXCEL TITLE

Transaction

AmountAmount Recorded
Tax$3,779.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5819 BRADLEY LN, SPOTSYLVANIA, VA 22551-6005

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address968 W WHITE OAK PL, HERNANDO, FL 34442-6173

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 25, 2021
Property Address968 W WHITE OAK PL, HERNANDO, FL 34442-6173
Document Number0031380896
Book / Page3138 / 896
Map ReferenceMB 17 PG 13-15
Instrument DateFeb 25, 2021
Instrument2021012009
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Tax$3,633.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 VILLAGE LN, SAFETY HARBOR, FL 34695-5330

Transferred To (Grantee/Buyer)

NameVerified Name
Address968 W WHITE OAK PL, HERNANDO, FL 34442-6173

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,432.00 (+3.54%) Homeowner's exemption$596,423 (-11.44%)$641,070 (-4.81%) Land $59,400 Building $581,670
2024$8,144.00 (+2.2%) Homeowner's exemption Additional exemption filed$673,431 (+7.85%) Land $59,400 Building $614,031$673,431 (+7.85%) Land $59,400 Building $614,031
2023$7,969.00 (+6.91%) Homeowner's exemption Additional exemption filed$624,397 (+14.29%) Land $59,400 Building $564,997$624,397 (+14.29%) Land $59,400 Building $564,997
2022$7,454.00 Homeowner's exemption Additional exemption filed$546,342 Land $59,400 Building $486,942$546,342 Land $59,400 Building $486,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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