1034 W White Oak Pl, Hernando, FL 34442 Property Records

Citrus County property record for 1034 W White Oak Pl, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,086 sqft · built 2012
Lot Size	0.272 acres (11,825 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Jun 2012)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`2518S18E01300540`

Property Details

APN / Parcel Number

Primary APN	`2518S18E01300540`
Alternative APNs	`18E-18S-25-0130-00000-0540` `18E-18S-25-0130-054.0` `3331383`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,086 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	2,086 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Concrete
Lot Area	11,825 sqft (0.272 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Patio
Porch Area	282 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3331383
Street Address	1034 W WHITE OAK PL
City	HERNANDO
State	FL
Zip	34442-6173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	WOODSIDE UNIT 1 PB 17 PG 13 LOT 54
Legal Range	18E
Legal Township	18S
Legal Section	26
Legal Subdivision	WOODSIDE UNIT 1
Legal Lot Number	54
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1003
Census Tract	450703

Owner

1034 W White Oak Pl is owned and occupied by two individuals who acquired it in August 2026.

Source: Citrus County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1034 W WHITE OAK PL, HERNANDO, FL 34442-6173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2012 · Amount on File
Deed Sale	Jun 14, 2012 · Amount on File
Prior Sale	Feb 1, 2006 · Amount on File
Deed Document Number	201226617
Deed Book / Page	2486 / 1472
Last Transfer Date	Aug 20, 2026
Transfer Doc	0000053183
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 3, 2026
Property Address	1034 W WHITE OAK PL, HERNANDO, FL 34442-6173
Document Number	0000053183
Book / Page	3704 / 291
Instrument Date	Aug 20, 2026
Instrument	202653183
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1034 W WHITE OAK PL, HERNANDO, FL 34442-6173

Tax Assessment & Valuation

The 2025 property tax bill for 1034 W White Oak Pl was $4,285, up 4.2% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,285.00 (+4.23%)	$323,167 (-30.13%)	$445,722 (-3.63%) Land $59,400 Building $386,322
2024	$4,111.00 (+2.44%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$462,533 (+7.02%) Land $59,400 Building $403,133	$462,533 (+7.02%) Land $59,400 Building $403,133
2023	$4,013.00 (+5.19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$432,173 (+12.82%) Land $59,400 Building $372,773	$432,173 (+12.82%) Land $59,400 Building $372,773
2022	$3,815.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$383,072 Land $59,400 Building $323,672	$383,072 Land $59,400 Building $323,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1034 W White Oak Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1034 W White Oak Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20