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968 Upper Cove Loop, Dayton, TN 37321 Property Records

Rhea County property record for 968 Upper Cove Loop, Dayton, TN 37321 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,416 sqft · built 2002
Lot Size5.09 acres (222,156 sqft)
Owner2 Individual Names on File
Last Sale$218,000 (Nov 2019)
Tax Bill$1,126 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072082 03802

Property Details

APN / Parcel Number

Primary APN072082 03802
Alternative APN
  • 082 03802

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,416 sqft Living Area
1st Floor Area1,216 sqft
Upper Floors Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area222,156 sqft (5.09 acres)
TerrainRolling
Garage TypeUnfinished
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area200 sqft
Deck Area32 sqft
Patio Area152 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address968 UPPER COVE LOOP
CityDAYTON
StateTN
Zip37321-7321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4
Legal SubdivisionDOCK W SMITH
JurisdictionRHEA TN
Township / Civil Division6
Census Block Group2
Census Block2021
Census Tract975300

Owner

Source: Rhea County records · APN 072082 03802

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address968 UPPER COVE LOOP, DAYTON, TN 37321-7321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Deed Document Number19013830
Deed Book / Page479 / 565
Record UpdatedJun 08, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateNov 27, 2019
Property Address968 UPPER COVE LOOP, DAYTON, TN 37321-7321
Document Number0000013830
Book / Page000479 / 000565
Instrument DateNov 22, 2019
Instrument13830
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$806.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address968 UPPER COVE LOOP DAYTON TN 373217321, DAYTON, TN 37321-7321

Mortgage

Document Number13832
DateNov 27, 2019
Book Page000619/000120
Instrument13832
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

Tax Assessment & Valuation

Source: Rhea County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,126.00 (-1.14%)$83,475 (+65.22%) Land $8,550 Building $74,925
2024$333,900 (+65.22%) Land $34,200 Building $299,700
2022$50,525 Land $5,750 Building $44,775$202,100 Land $23,000 Building $179,100
2021$1,139.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rhea County (47143C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471439753002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskModerate
above 57% of the US · above 77% of Tennessee
Wildfire LikelihoodAbout 1 in 654 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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