Rhea County property record for 480 Upper Cove Loop, Dayton, TN 37321
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,350 sqft · built 1975 |
| Lot Size | 17.5 acres (764,478 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500 (Aug 2010) |
| Tax Bill | $790 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072089 03100 |
| Primary APN | 072089 03100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 764,478 sqft (17.5 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 483 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 480 UPPER COVE LOOP |
|---|---|
| City | DAYTON |
| State | TN |
| Zip | 37321-7321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 4 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 975300 |
Source: Rhea County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 UPPER COVE LOOP, DAYTON, TN 37321-7321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2010 · Amount on Record |
| Deed Sale | Aug 18, 2010 · Amount on Record |
| Deed Document Number | 0000405580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 480 UPPER COVE LOOP, DAYTON, TN 37321-7321 |
| Document Number | 0000007201 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 480 UPPER COVE LOOP DAYTON TN 373217321, DAYTON, TN 37321-7321 |
| Document Number | 0000007201 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 000596/000625 |
| Instrument | 7201 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 15, 2028 |
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $790.00 (+10.18%) | $58,550 (+83.26%) Land $23,875 Building $34,675 | |
| 2024 | $234,200 (+83.26%) Land $95,500 Building $138,700 | ||
| 2022 | $31,950 Land $12,500 Building $19,450 | $127,800 Land $50,000 Building $77,800 | |
| 2021 | $717.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 75% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON WATER DEPT serves 25,054 people · EPA ID TN0000174 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tennessee Telecommunications Company Fiber | 1,000 / 1,000 |
| Spectrum Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
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