968 Smiley Ave, Cincinnati, OH 45240 Property Records

Hamilton County property record for 968 Smiley Ave, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 1977
Lot Size0.178 acres (7,797 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Dec 2021)
Tax Bill$3,605 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN591-0028-0146-00

Property Details

APN / Parcel Number

Primary APN591-0028-0146-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,508 sqft Living Area
1st Floor Area480 sqft
2nd Floor Area1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area7,797 sqft (0.178 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address968 SMILEY AVE
CityCINCINNATI
StateOH
Zip45240-1833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMILEY AVE 60 X 130 LOT 972 MODEL CITY SUB SEC 8 BLK A PT 6
Legal SubdivisionMODEL CITY SUB
Legal BlockA
Legal Lot Number972
JurisdictionHAMILTON OH
Township / Civil DivisionFOREST PARK
Census Block Group2
Census Block2010
Census Tract21506

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address968 SMILEY AVE, CINCINNATI, OH 45240-1833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
LOANDEPOT.COM LLC
Dec 20, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Sep 3, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Deed Document Number0000152216
Deed Book / Page14567 / 4595
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address968 SMILEY AVE, CINCINNATI, OH 45240-1833
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address968 SMILEY AVE, CINCINNATI, OH 45240-1833

Mortgage

Document Number0000095325
DateDec 5, 2025
Book Page15556/1991
Instrument2025-0095325
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term313 Months
DueJan 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 20, 2021
Property Address968 SMILEY AVE, CINCINNATI, OH 45240-1833
Document Number0000152216
Book / Page14567 / 4595
Map ReferenceMB 122 PG 81-84
Instrument DateDec 17, 2021
Instrument2021-0152216
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyNORWEST TITLE, NORTHWEST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Mortgage

Document Number0000152217
DateDec 20, 2021
Instrument2021-0152217
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

September 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateSep 3, 2021
Property Address968 SMILEY AVE, CINCINNATI, OH 45240-1833
Document Number0000106963
Book / Page14495 / 2486
Map ReferenceMB 122 PG 81-84
Instrument DateAug 25, 2021
Instrument2021-0106963
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityForest Park City
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,605.00 (+2.74%)$61,250 (+%) Land $9,719 Building $51,531
2024$3,509.00 (-1.35%)$61,249 (-) Land $9,719 Building $51,530
2023$3,557.00 (+17.35%)$61,249 (+55.04%) Land $9,719 Building $51,530$175,000 (+55.05%) Land $27,770 Building $147,230
2022$3,031.00 Homeowner's exemption$39,505 Land $7,732 Building $31,773
2020$112,870 Land $22,090 Building $90,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Smiley Ave

Nearby Streets

Search Property Records by Address or Parcel Number