966 Smiley Ave, Cincinnati, OH 45240 Property Records

Hamilton County property record for 966 Smiley Ave, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,306 sqft · built 1977
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$40,000 (Sep 2016)
Tax Bill$3,010 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2017 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN591-0028-0147-00

Property Details

APN / Parcel Number

Primary APN591-0028-0147-00
Alternative APN
  • 0010578

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,306 sqft Living Area
Gross Area1,570 sqft
1st Floor Area864 sqft
2nd Floor Area442 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address966 SMILEY AVE
CityCINCINNATI
StateOH
Zip45240-1833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMILEY AVE FT IRR PT LOT 973 MODEL CITY SUBSEC 8 BLK A PT 6
Legal SubdivisionMODEL CITY SUB
Legal BlockA
Legal Lot Number973
JurisdictionHAMILTON OH
Township / Civil DivisionFOREST PARK
Census Block Group2
Census Block2010
Census Tract21506

Owner

966 Smiley Ave is owned by a company that acquired it in September 2017.

Source: Hamilton County records, as of April 16, 2026

Owner of RecordCompany Name on File
Mailing Address3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERIC
Oct 3, 2017Trustee's Deed, Transfer · Line of Credit
MISCELLANEOUS INS CO
Mar 1, 2017Grant Deed, Transfer
OS NATIONAL TITLE, OS NAT'L TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2016 · Amount on File
Deed SaleSep 15, 2016 · Amount on File
Prior SaleApr 17, 1996 · Amount on File
Deed Document Number201685774
Last Transfer DateSep 19, 2017
Transfer Doc0000090692
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address966 SMILEY AVE, CINCINNATI, OH 45240-1833
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 PARK CENTER DR 100, 100, DAYTON, OH 45414-2680
InvestorPossibly a Property Investor

Mortgage

Document Number0000020597
DateMar 29, 2024
Book Page15134/1150
Instrument2024-0020597
Lender
NameBANK OF AMERIC
Address1 BRYANT PARK # 1111, NEW YORK, NY 10036
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMar 9, 2029

October 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateOct 3, 2017
Property Address966 SMILEY AVE, CINCINNATI, OH 45240-1833
Document Number0000090692
Book / Page013515 / 002871
Instrument DateSep 19, 2017
Instrument90692
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$14.50
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116
InvestorPossibly a Property Investor

Mortgage

Document Number90693
DateOct 3, 2017
Book Page013515/002892
Instrument90693
Lender
NameMISCELLANEOUS INS CO
Address150 GREENWICH ST, NEW YORK, NY 10007-2366
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateMar 1, 2017
Property Address966 SMILEY AVE, CINCINNATI, OH 45240-1833
Document Number0000018707
Book / Page013364 / 002536
Instrument DateJan 27, 2017
Instrument18707
Transaction TypeTransfer
Record UpdatedNov 7, 2017
Title CompanyOS NATIONAL TITLE, OS NAT'L TITLE

Transaction

Tax$0.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 966 Smiley Ave was $3,010, down 0.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityForest Park City
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,010.00 (-0.07%)$49,721 (-) Land $10,206 Building $39,515$142,060 Land $29,160 Building $112,900
2024$3,012.00 (+0.57%)$49,721 (-) Land $10,206 Building $39,515
2023$2,995.00 (+4.28%)$49,721 (+37.44%) Land $10,206 Building $39,515$142,060 Land $29,160 Building $112,900
2022$2,872.00$36,176 Land $8,120 Building $28,056
2020$103,360 Land $23,200 Building $80,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 966 Smiley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 966 Smiley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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