968 Hammer Cutoff Rd, Libby, MT 59923 Property Records

Lincoln County property record for 968 Hammer Cutoff Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,007 sqft · built 1992
Lot Size	2.04 acres (89,254 sqft)
Owner	2 Individual Names on File
Last Sale	$360,430 (Aug 2024)
Tax Bill	$1,061 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit Aug 2024 Mortgage + 1 more
APN	`R563023`

Property Details

APN / Parcel Number

Primary APN	`R563023`
Alternative APNs	`56-4069-19-1-01-09-0000` `0000002670`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,007 sqft Living Area
1st Floor Area	1,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	89,254 sqft (2.04 acres)
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	444 sqft
Deck Area	Deck Area
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002670
Street Address	968 HAMMER CUTOFF RD
City	LIBBY
State	MT
Zip	59923-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUENA VISTA, S19, T29 N, R30 W, ACRES 2.049, LOT 4
Legal Range	30W
Legal Township	29N
Legal Section	19
Legal Subdivision	BUENA VISTA
Legal Lot Number	4
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1191
Census Tract	100

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	968 HAMMER CUTOFF RD, LIBBY, MT 59923-7649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC
Aug 2, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 2, 2019	Deed of Distribution, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	May 2, 2019
Deed Document Number	2024311626
Deed Book / Page	406 / 734
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	000295/811
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	968 HAMMER CUTOFF RD, LIBBY, MT 59923-7649
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000378/286
Date	Aug 8, 2019
Book Page	378/286
Instrument	280942

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	LIBBY, MT 59923

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 2, 2024
Property Address	968 HAMMER CUTOFF RD, LIBBY, MT 59923-7649
Document Number	000406/734
Book / Page	406 / 734
Map Reference	PL 3360
Instrument Date	Aug 2, 2024
Instrument	311626
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, FLYING S T&E LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	968 HAMMER CUTOFF RD, LIBBY, MT 59923-7649

Mortgage

Document Number	0000311627
Date	Aug 2, 2024
Instrument	311627

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

May 2019: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LINCOLN MT
Recording Date	May 2, 2019
Property Address	968 HAMMER CUTOFF RD, LIBBY, MT 59923-7649
Document Number	000376/856
Book / Page	376 / 856
Map Reference	PL 3360
Instrument Date	Apr 29, 2019
Instrument	279402
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 HAMMER CUTOFF RD, LIBBY, MT 59923-7649

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,061.00 (+12.04%)	$301,100 (-)
2025	$947.00 (-53.87%)	$301,100 (+2.73%)	$301,100 (+2.73%) Land $84,496 Building $216,604
2023	$2,053.00	$293,100	$293,100 Land $56,663 Building $236,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Mar 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Inland Cellular Fixed Wireless	100 / 20

Cell Coverage

No cell data coverage reported

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