Lincoln County property record for 827 Hammer Cutoff Rd, Libby, MT 59923
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,808 sqft · built 2024 |
| Lot Size | 35.5 acres (1,549,995 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,838 (2026) |
| Deeds & Mortgages | Aug 2020 Construction Loan |
| APN | R562685 |
| Primary APN | R562685 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,808 sqft Living Area |
| 1st Floor Area | 2,808 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,549,995 sqft (35.5 acres) |
| Terrain | Wooded |
| Garage Area | 936 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 980 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Pole Barn | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 0000002338 |
|---|---|
| Street Address | 827 HAMMER CUTOFF RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-7650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S19, T29 N, R30 W, ACRES 35.583, TR 1F IN NENE & TR 1-0-3 IN SENE |
| Legal Range | 30W |
| Legal Township | 29N |
| Legal Section | 19 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 1 |
| Census Block | 1191 |
| Census Tract | 100 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 827 HAMMER CUTOFF RD, LIBBY, MT 59923-7650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 827 HAMMER CUTOFF RD, LIBBY, MT 59923-7650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 384/177 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 384/177 |
| Instrument | 287304 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Annually |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,838.00 (+754.88%) Homeowner's exemption | $694,805 (+1,037.53%) | |
| 2025 | $694,805 (+943.58%) Land $102,565 Building $592,240 | ||
| 2023 | $215.00 | $61,080 | $66,579 Land $45,369 Building $21,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Mar 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 65% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Inland Cellular Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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