968 Beachfront Dr, Painesville, OH 44077 Property Records

Lake County property record for 968 Beachfront Dr, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 2007
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Oct 2019)
Tax Bill	$5,661 (2023)
Deeds & Mortgages	Apr 2026 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-B-043-E-00-062-0`

Property Details

APN / Parcel Number

Primary APN	`11-B-043-E-00-062-0`
Alternative APNs	`B 5511` `B 55`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,797 sqft (0.179 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	968 BEACHFRONT DR
City	PAINESVILLE
State	OH
Zip	44077-7909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TRACT 2
Legal Subdivision	LAKE TERRACE ESTATES NO.3
Legal Tract	2
Legal Block	3
Legal Lot Number	3
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	3
Census Block	3000
Census Tract	204800

Owner

968 Beachfront Dr is owned and occupied by an individual who bought it in October 2019.

Source: Lake County records, as of April 27, 2026

Owner of Record	Individual Name on File
Mailing Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 16, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 31, 2019	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Apr 30, 2014 · Amount on File
Deed Document Number	201926884
Prior Transfer Date	Jun 10, 2016
Prior Transfer Doc	0000014889
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Apr 16, 2026
Property Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Document Number	0000007773
Instrument Date	Mar 16, 2026
Instrument	20267773
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909

Mortgage

Document Number	0000007773,
Date	Apr 16, 2026
Instrument	20267773

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jul 1, 2051

Interest

Rate	6.09%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909

Mortgage

Document Number	0000014008
Date	May 16, 2022
Instrument	2022R014008

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jul 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	NORTHSTAR TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021392
Date	Aug 14, 2017
Instrument	2017R021392

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025162
Date	Jul 22, 2021
Instrument	2021R025162

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 31, 2019
Property Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Document Number	0000026884
Map Reference	VOL 50 PG 19
Instrument Date	Oct 30, 2019
Instrument	2019R026884
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 BEACHFRONT DR, PAINESVILLE, OH 44077-7909

Mortgage

Document Number	0000026885
Date	Oct 31, 2019
Instrument	2019R026885

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Painesville Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,840 Land $8,020 Building $70,820	$225,240 Land $22,900 Building $202,340
2023	$5,661.00 (+85.61%) Homeowner's exemption	$51,950 (-) Land $6,400 Building $45,550
2022	$3,050.00 Homeowner's exemption	$51,950 Land $6,400 Building $45,550
2021			$148,410 Land $18,280 Building $130,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 968 Beachfront Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 968 Beachfront Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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