962 Beachfront Dr, Painesville, OH 44077 Property Records

Lake County property record for 962 Beachfront Dr, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2007
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (May 2009)
Tax Bill	$5,492 (2023)
Deeds & Mortgages	Jan 2019 Loan Modification Feb 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-B-043-E-00-061-0`

Property Details

APN / Parcel Number

Primary APN	`11-B-043-E-00-061-0`
Alternative APN	`B 5511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,797 sqft (0.178 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	B 5511
Street Address	962 BEACHFRONT DR
City	PAINESVILLE
State	OH
Zip	44077-7909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TRACT 2
Legal Subdivision	LAKE TERRACE ESTATES NO.3
Legal Tract	2
Legal Lot Number	37
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	3
Census Block	3000
Census Tract	204800

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	962 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2019	Loan Modification, Mortgage · Conventional with PMI DOLLAR BK
Feb 3, 2018	Loan Modification, Mortgage · Conventional Mortgage DOLLAR BK
Jan 25, 2017	Loan Modification, Mortgage · Conventional with PMI DOLLAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2009 · Amount on Record
Deed Sale	May 1, 2009 · Amount on Record
Deed Document Number	989
Record Updated	Jun 7, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	962 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Document Number	0000003339
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	OHIO TITLE CORPORATION, OHIO TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 BEACHFRONT DR PAINESVILLE OH 440777909, PAINESVILLE, OH 44077-7909

Mortgage

Document Number	0000003339
Date	Feb 19, 2019
Instrument	3339

Lender

Name	DOLLAR BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Feb 18, 2039

Interest

Rate	3.99%

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	962 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Document Number	0000003329
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	OHIO TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 BEACHFRONT DR PAINESVILLE OH 440777909, PAINESVILLE, OH 44077-7909

Mortgage

Document Number	0000003329
Date	Feb 12, 2018
Instrument	3329

Lender

Name	DOLLAR BK
Type	Bank
Address	CANTON, OH 44711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 11, 2043

Interest

Rate Type	Fixed Rate
Rate	2%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	962 BEACHFRONT DR, PAINESVILLE, OH 44077-7909
Document Number	0000003080
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	OHIO TITLE CORPORATION, OHIO TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	962 BEACHFRONT DR PAINESVILLE OH 440777909, PAINESVILLE, OH 44077-7909

Mortgage

Document Number	0000003080
Date	Feb 3, 2017
Instrument	3080

Lender

Name	DOLLAR BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Feb 2, 2044

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Painesville Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,492.00 (+37.75%) Homeowner's exemption	$50,400 (-) Land $6,400 Building $44,000
2022	$3,987.00 Homeowner's exemption	$50,400 Land $6,400 Building $44,000
2021			$144,000 Land $18,280 Building $125,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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