9678 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9678 Royal Crest Cir, Frederick, MD 21704 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	2,708 sqft Living Area
Lot Size	6,487 sqft (0.149 acres)
Garage	Attached, 462 sqft
Occupancy	Owner Occupied
Last Sale	$725,000 (2026)
Tax Bill	$7,945.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-233884`
Alternative APNs	`7233884` `233884`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,708 sqft Living Area
Gross Area	3,170 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Basement Area	480 sqft Basement
Finished Basement	480 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	6,487 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Deck Area	164 sqft Deck
Porch	Open Porch
Porch Area	68 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	233884
Street Address	9678 ROYAL CREST CIR
City	FREDERICK
State	MD
Zip	21704-7867
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 25137 SECTION P3 6,487 SQ. FT. URBANA HIGHLANDS
Legal Subdivision	URBANA HLNDS SEC P3
Legal Lot Number	25137
Jurisdiction	FREDERICK MD
Minor Civil Division	7, URBANA
Census Blockgroup	1
Census Block	1030
Census Tract	752205

Owner

Source: Frederick County records · APN 07-233884

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9678 ROYAL CREST CIR, FREDERICK, MD 21704-7867
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Mar 03, 2003 · Amount on Record
Deed Book / Page	17939 / 344
Prior Transfer Date	Dec 30, 2011
Prior Transfer Doc	0087030135
Record Refreshed	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2026
Property Address	9678 ROYAL CREST CIR, FREDERICK, MD 21704-7867
Document Number	1793000344
Book / Page	17939 / 344
Instrument Date	Jun 22, 2026
Transaction Type	Transfer
Record Updated	Jul 08, 2026
Title Company	PASSPORT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$732,250.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9678 ROYAL CREST CIR, FREDERICK, MD 21704-7867

Mortgage

Document Number	1793000351,
Date	Jun 30, 2026
Book Page	17939/351

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,945.00 (+3.1%) Homeowner's exemption	$555,433 (+15.11%)	$636,100 (+23.49%) Land $225,700 Building $410,400
2024	$7,706.00 (+8.38%)
2023	$7,110.00	$482,533	$515,100 Land $175,700 Building $339,400

Flood & Wildfire

9678 Royal Crest Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.