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9675 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9675 Royal Crest Cir, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,208 sqft · built 2002
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$508,000 (Aug 2016)
Tax Bill$9,567 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-223935

Property Details

APN / Parcel Number

Primary APN07-223935
Alternative APNs
  • 7223935
  • 223935

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,208 sqft Living Area
Gross Area3,648 sqft
1st Floor Area1,504 sqft
Basement Area360 sqft
Finished Basement360 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.193 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number223935
Street Address9675 ROYAL CREST CIR
CityFREDERICK
StateMD
Zip21704-7858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 25068 SECTION P3 8,400 SQ. FT. URBANA HIGHLANDS
Legal SubdivisionURBANA HLNDS SEC P2&P3
Legal Lot Number25068
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1025
Census Tract752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9675 ROYAL CREST CIR, FREDERICK, MD 21704-7858
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2016 · Amount on Record
Deed SaleAug 15, 2016 · Amount on Record
Prior SaleFeb 11, 2003 · Amount on Record
Deed Book / Page11309 / 194
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9675 ROYAL CREST CIR, FREDERICK, MD 21704-7858
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138430560
DateJun 25, 2020
Book Page13843/560
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9675 ROYAL CREST CIR, FREDERICK, MD 21704-7858
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9675 ROYAL CREST CIR, FREDERICK, MD 21704-7858

Mortgage

Document Number0151790280
DateAug 10, 2021
Book Page15179/280
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$702,000 (+28.88%)$761,900 (+30.87%) Land $226,700 Building $535,200
2025$9,567.00 (+15.5%)
2023$8,283.00$544,700$582,200 Land $176,700 Building $405,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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