967 Watson Rd, Nebo, NC 28761 Property Records

McDowell County property record for 967 Watson Rd, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,120 sqft · built 1996
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Feb 2020)
Tax Bill	$938 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1742-00-10-1277`

Property Details

APN / Parcel Number

Primary APN	`1742-00-10-1277`
Alternative APN	`71795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.569 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	71795
Street Address	967 WATSON RD
City	NEBO
State	NC
Zip	28761-7660
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.57 AC
Legal Subdivision	FRANCIS HIER
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	3
Census Block	3000
Census Tract	970200

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	967 WATSON RD, NEBO, NC 28761-7660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 9, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Oct 9, 2017 · Amount on Record
Deed Document Number	0001301848
Deed Book / Page	1301 / 848
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 25, 2020
Property Address	967 WATSON RD, NEBO, NC 28761-7660
Document Number	0013010848
Book / Page	1301 / 0848
Map Reference	FILE 805160
Instrument Date	Feb 25, 2020
Instrument	2020000942
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 WATSON RD, NEBO, NC 28761-7660

Mortgage

Document Number	2020000943
Date	Feb 25, 2020
Instrument	2020000943

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 9, 2017
Property Address	967 WATSON RD, NEBO, NC 28761-7660
Document Number	0012260284
Book / Page	1226 / 0284
Map Reference	FILE 805160
Instrument Date	Oct 9, 2017
Instrument	2017004876
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 WATSON RD, NEBO, NC 28761-7660

Mortgage

Document Number	2017004877
Date	Oct 9, 2017
Instrument	2017004877

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$938.00	$140,560 (-) Land $25,000 Building $115,560
2023	$938.00	$140,560 Land $25,000 Building $115,560	$140,560 Land $25,000 Building $115,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, T-Mobile.

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