McDowell County property record for 963 Watson Rd, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1984 |
| Lot Size | 2.33 acres (101,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2019) |
| Tax Bill | $411 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1742-00-10-1153 |
| Primary APN | 1742-00-10-1153 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 101,930 sqft |
| Lot Width | 310 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 70507 |
|---|---|
| Street Address | 963 WATSON RD |
| City | NEBO |
| State | NC |
| Zip | 28761-7660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 2.34 AC |
| Legal Subdivision | FRANCIS HIER SUB |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970200 |
963 Watson Rd, a rural home, is owned and occupied by an individual who bought it in August 2019.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 963 WATSON RD, NEBO, NC 28761-7660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on File |
| Deed Sale | Aug 2, 2019 · Amount on File |
| Prior Sale | Jul 26, 2019 · Amount on File |
| Deed Document Number | 0001281865 |
| Deed Book / Page | 1281 / 865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Aug 2, 2019 |
| Property Address | 963 WATSON RD, NEBO, NC 28761-7660 |
| Document Number | 0012810865 |
| Book / Page | 1281 / 0865 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 2019003617 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 963 WATSON RD, NEBO, NC 28761-7660 |
| Document Number | 2019003618 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 2019003618 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 963 Watson Rd was $411 with a senior citizen's exemption.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $411.00 Senior Citizen's exemption | $123,060 Land $30,000 Building $93,060 | |
| 2023 | $411.00 | $123,060 Land $30,000 Building $93,060 | $123,060 Land $30,000 Building $93,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 963 Watson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 963 Watson Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, T-Mobile.
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