967 Elma Ave, Elgin, IL 60120 Property Records

Cook County property record for 967 Elma Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,024 sqft · built 1962
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Trust Names on File
Last Sale	$122,000 (Aug 1998)
Tax Bill	$5,378 (2023)
Deeds & Mortgages	Sep 2023 Transfer Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-123-001`

Property Details

APN / Parcel Number

Primary APN	`06-06-123-001`
Alternative APN	`06-06-123-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,775 sqft (0.201 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	967 ELMA AVE
City	ELGIN
State	IL
Zip	60120-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(THIRD) ADD TO (BLACKHAWK)(MANOR) SUB PT OF SECS 6 & 7 SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	THIRD ADD TO BLACKHAWK MANOR
Legal Lot Number	276
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1026
Census Tract	804313

Owner

967 Elma Ave is owner-occupied and held in a trust since September 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	967 ELMA AVE, ELGIN, IL 60120-2333
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 1998 · Amount on File
Deed Sale	Aug 28, 1998 · Amount on File
Deed Document Number	1998134
Last Transfer Date	Sep 8, 2023
Transfer Doc	0000034140
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Sep 14, 2023
Property Address	967 ELMA AVE, ELGIN, IL 60120-2333
Document Number	0025734140
Map Reference	DOC 1776797
Instrument Date	Sep 8, 2023
Instrument	2325734140
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	967 ELMA AVE, ELGIN, IL 60120-2333

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	967 ELMA AVE, ELGIN, IL 60120-2333
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 ELMA AVE, ELGIN, IL 60120-2333

Mortgage

Document Number	0030847018
Date	Nov 4, 2022
Instrument	2230847018

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MELROSE PARK, IL 60160

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	967 ELMA AVE, ELGIN, IL 60120-2333
Document Number	2003746234
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	967 ELMA AVE ELGIN IL 601202333, ELGIN, IL 60120-2333

Mortgage

Document Number	2003746234
Date	Feb 6, 2020
Instrument	3746234

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	CHICAGO, IL 60631-3655

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,001 Land $6,143 Building $21,858	$280,010 Land $61,430 Building $218,580
2023	$5,378.00 (+3.48%)
2022	$5,197.00 (+23.74%)	$21,999 (+41.75%) Land $5,703 Building $16,296	$219,990 (+41.75%) Land $57,030 Building $162,960
2021	$4,200.00 Homeowner's exemption	$15,520 Land $4,606 Building $10,914	$155,200 Land $46,060 Building $109,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 967 Elma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 967 Elma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Elma Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures