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924 Elma Ave, Elgin, IL 60120 Property Records

Cook County property record for 924 Elma Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,038 sqft · built 1960
Lot Size0.188 acres (8,206 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (May 2021)
Tax Bill$6,044 (2023)
Deeds & MortgagesJun 2022 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-06-120-038

Property Details

APN / Parcel Number

Primary APN06-06-120-038
Alternative APN
  • 06-06-120-038-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,038 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialFrame/Masonry
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,206 sqft (0.188 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address924 ELMA AVE
CityELGIN
StateIL
Zip60120-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(FOURTH) ADD TO (BLACKHAWK) MANOR A RESUB OF PT THIRD ADD TO BLACKHAWK MANOR OF LTS324-487 SEC 06-41-09
Legal Range09E
Legal Township41N
Legal Section06
Legal SubdivisionFOURTH ADD TO BLACKHAWK
Legal Lot Number324-4
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1012
Census Tract804313

Owner

924 Elma Ave is owned and occupied by an individual who bought it in May 2021.

Source: Cook County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address924 ELMA AVE, ELGIN, IL 60120-2306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 24, 2021Warranty Deed, Transfer · VA Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2021 · Amount on File
Deed SaleMay 24, 2021 · Amount on File
Prior SaleSep 23, 2013 · Amount on File
Deed Document Number20217160
Prior Transfer DateMar 17, 2014
Prior Transfer Doc0000018051
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address924 ELMA AVE, ELGIN, IL 60120-2306
Transaction TypeMortgage
Record UpdatedJul 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address924 ELMA AVE, ELGIN, IL 60120-2306

Mortgage

Document Number0017928097
DateJun 28, 2022
Instrument2217928097
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeVA Mortgage
AmountAmount on Record
Term348 Months
DueJun 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMay 24, 2021
Property Address924 ELMA AVE, ELGIN, IL 60120-2306
Document Number0014407160
Map ReferenceDOC 1889895
Instrument DateMay 6, 2021
Instrument2114407160
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address924 ELMA AVE, ELGIN, IL 60120-2306
InvestorPossibly a Property Investor

Mortgage

Document Number0014407161
DateMay 24, 2021
Instrument2114407161
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 Land $5,744 Building $21,256$270,000 Land $57,440 Building $212,560
2023$6,044.00 (+2.89%)
2022$5,874.00$20,999 Land $5,333 Building $15,666$209,990 Land $53,330 Building $156,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 924 Elma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 924 Elma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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