9663 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9663 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1965
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Aug 2019 Transfer Sep 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0037-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0037-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	150 ft deep x 30 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9663 RIVER RD
City	CLAY
State	MI
Zip	48001-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 30 FT OF LOT 841 SUPERVISOR ROY T. GILBERT'S PLAT NO. 11
Legal Subdivision	SUPERVISOR ROUT GILBERTS PLAT #11
Legal Lot Number	841
Legal Unit	841
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9663 RIVER RD, CLAY, MI 48001-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 2019
Transfer Doc	0005087868
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 20, 2019
Property Address	9663 RIVER RD, CLAY, MI 48001-4016
Document Number	0050870868
Book / Page	005087 / 000868
Instrument Date	Aug 20, 2019
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	873 MINOR RD RILEY MI 480413920, RILEY, MI 48041-3920

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 14, 2018
Property Address	9663 RIVER RD, CLAY, MI 48001-4016
Document Number	0049880698
Book / Page	004988 / 000698
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Oct 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9663 RIVER RD CLAY MI 480014016, CLAY, MI 48001-4016

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,800 (+15.01%)	$263,600 (+15.01%)
2025	$3,541.00 (-33.02%)	$114,600 (+16.94%)
2024	$5,287.00 (+10.65%)		$229,200 (+16.94%)
2023		$98,000
2022	$4,778.00		$196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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