966 Tortoise St, Bethany Beach, DE 19930 Property Records

Sussex County property record for 966 Tortoise St, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,296 sqft · built 2013
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,900 (May 2023)
Tax Bill	$1,641 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`134-13.00-1051.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-1051.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
Gross Area	1,730 sqft
Basement Area	433 sqft
Finished Basement	433 sqft
Flooring	Ceramic Tile
Elevator	Elevator

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	966 TORTOISE ST
City	BETHANY BEACH
State	DE
Zip	19930-9648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	TURTLE WALK OF BETHANY LOT 84
Legal Subdivision	BETHANY BEACH
Legal Lot Number	84
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1005
Census Tract	51203

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1138 THUNDER HILL RD, LINCOLN UNIVERSITY, PA 19352-1109
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Sep 5, 2012 · Amount on Record
Deed Document Number	202318799
Deed Book / Page	5915 / 109
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 31, 2023
Property Address	966 TORTOISE ST, BETHANY BEACH, DE 19930-9648
Document Number	0059150109
Book / Page	5915 / 109
Map Reference	MB 28 PG 156
Instrument Date	May 26, 2023
Instrument	2023000018799
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22003 MANNING SQ, STERLING, VA 20166-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1138 THUNDER HILL RD, LINCOLN UNIVERSITY, PA 19352-1109

Mortgage

Document Number	2023000018800
Date	May 31, 2023
Instrument	2023000018800

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Bethany Beach Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,641.00 (-0.42%)	$33,500 (-) Land $5,900 Building $27,600	$771,600 (-) Land $239,900 Building $531,700
2025	$1,648.00 (+19.16%)	$33,500 (-) Land $5,900 Building $27,600	$771,600 (+1,051.64%) Land $239,900 Building $531,700
2023	$1,383.00	$33,500 Land $5,900 Building $27,600	$67,000 Land $11,800 Building $55,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 339 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	473 units insured incl. 134 condo units
Nearby Flood Claims	27 (1987–2024)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 6 claims Severe Coastal Storm, Jan 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BEACH WATER DEPARTMENT serves 12,000 people · EPA ID DE0000556
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bloosurf.

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