Sussex County property record for 965 Tortoise St, Bethany Beach, DE 19930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,770 sqft · built 1989 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Nov 2012) |
| Tax Bill | $1,514 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 134-13.00-1058.00 |
| Primary APN | 134-13.00-1058.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,543 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 9,496 sqft (0.218 acres) |
| Lot Dimensions | 122 ft deep x 92 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | Deck Area |
| Patio Area | 122 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 965 TORTOISE ST |
|---|---|
| City | BETHANY BEACH |
| State | DE |
| Zip | 19930-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | TURTLE WALK OF BETHANY LOT 91 |
| Legal Subdivision | BETHANY BEACH |
| Legal Lot Number | 91 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SELBYVILLE-FRANKFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 51203 |
Source: Sussex County assessment roll, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6860 MINK HOLLOW RD, HIGHLAND, MD 20777-9766 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2012 · Amount on Record |
| Deed Sale | Nov 13, 2012 · Amount on Record |
| Deed Document Number | 201240644 |
| Deed Book / Page | 4060 / 207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 965 TORTOISE ST, BETHANY BEACH, DE 19930-9648 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0223480180 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 22348/180 |
| Instrument | 2024000013039 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 12, 2054 |
Source: Sussex County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Municipality | Bethany Beach Town |
| Unified School District | Indian River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,514.00 (+10.92%) | $33,050 (-) Land $5,900 Building $27,150 | $708,800 (+972.31%) Land $248,300 Building $460,500 |
| 2023 | $1,365.00 | $33,050 Land $5,900 Building $27,150 | $66,100 Land $11,800 Building $54,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 339 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 473 units insured incl. 134 condo units |
| Nearby Flood Claims | 27 (1987–2024) |
| Claims Outside the SFHA | 5 of 27 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHANY BEACH WATER DEPARTMENT serves 12,000 people · EPA ID DE0000556 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Bloosurf.
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