Monroe County property record for 966 S Library St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,139 sqft · built 1950 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,477 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-36-100-014-000 |
| Primary APN | 07-36-100-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,139 sqft Living Area |
| 1st Floor Area | 2,139 sqft |
| Basement Area | 2,139 sqft |
| Unfinished Basement | 2,139 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick/Stone |
| Lot Area | 78,844 sqft (1.81 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 264 sqft |
| Patio Area | 434 sqft |
| Cooling System | Central |
|---|
| Street Address | 966 S LIBRARY ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB2 |
| Legal Description | PART TAX LOT 2A 0202205 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 36 |
| Legal Lot Number | 2A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 600501 |
966 S Library St is owner-occupied and held in a trust.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 966 S LIBRARY ST, WATERLOO, IL 62298-1484 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 966 S Library St was $6,477, up 1.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,477.00 (+1.52%) | $108,130 Land $18,230 Building $89,900 | $324,390 Land $54,690 Building $269,700 |
| 2024 | $6,380.00 | ||
| 2022 | $79,270 Land $18,230 Building $61,040 | $237,810 Land $54,690 Building $183,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 966 S Library St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 966 S Library St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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