Monroe County property record for 1032 S Library St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,965 sqft · built 1977 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,780 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-36-100-012-000 |
| Primary APN | 07-36-100-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,965 sqft Building Perimeter |
| 1st Floor Area | 1,608 sqft |
| Upper Floors Area | 357 sqft |
| Basement Area | 1,760 sqft |
| Unfinished Basement | 1,760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 127,195 sqft (2.92 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | 1,116 sqft |
| Patio Area | 4,295 sqft |
| Shed | 1 Shed |
| Shed Area | 571 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1032 S LIBRARY ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB2 |
| Legal Description | PART TAX LOT 3A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 36 |
| Legal Lot Number | 3A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 600501 |
1032 S Library St is owner-occupied and held in a trust.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 99, WATERLOO, IL 62298-0099 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1032 S Library St was $8,780 with a homeowner's exemption.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,780.00 Homeowner's exemption Disabled Person's exemption | $159,030 Land $20,110 Building $138,920 | $477,090 Land $60,330 Building $416,760 |
| 2024 | $8,780.00 | ||
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $159,670 Land $20,110 Building $139,560 | $479,010 Land $60,330 Building $418,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1032 S Library St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1032 S Library St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Spectrum, Verizon, Wisper ISP.
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