966 N Garden Dr, Orem, UT 84057 Property Records

Utah County property record for 966 N Garden Dr, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 2,418 sqft · built 1952
Lot Size	0.183 acres (7,983 sqft)
Owner	2 Individual Names on File
Last Sale	$448,440 (Sep 2026)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-064-0033`

Property Details

APN / Parcel Number

Primary APN	`46-064-0033`
Alternative APN	`064655`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,418 sqft Living Area
Gross Area	3,864 sqft
1st Floor Area	1,612 sqft
Basement Area	825 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,983 sqft (0.183 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	064655
Street Address	966 N GARDEN DR
City	OREM
State	UT
Zip	84057-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 5, PLAT C, MEMMO GARDENS SUB AREA 0.183 AC.
Legal Subdivision	MEMMO GARDENS SUB
Legal Block	5
Legal Lot Number	8
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2007
Census Tract	703

Owner

966 N Garden Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Utah County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	966 N GARDEN DR, OREM, UT 84057-3202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Quit Claim Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	202674888
Prior Transfer Date	Sep 3, 2026
Prior Transfer Doc	0000074888
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Sep 9, 2026
Property Address	966 N GARDEN DR, OREM, UT 84057-3202
Document Number	0000074888
Instrument Date	Sep 3, 2026
Instrument	202674888
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE AND ABSTRACT, JUAB TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	966 N GARDEN DR, OREM, UT 84057-3202

Mortgage

Document Number	0000074889,
Date	Sep 9, 2026
Instrument	202674889

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	966 N GARDEN DR, OREM, UT 84057-3202
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042989
Date	Apr 6, 2022
Instrument	42989:2022

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	966 N GARDEN DR, OREM, UT 84057-3202
Document Number	0000022907
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 N GARDEN DR OREM UT 840573202, OREM, UT 84057-3202

Mortgage

Document Number	0000022907
Date	Mar 8, 2017
Instrument	22907

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 966 N Garden Dr was $2,212.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,235 (-44.72%)	$507,700 (+0.51%) Land $210,100 Building $297,600
2025	$2,212.00	$505,100 Land $210,100 Building $295,000	$505,100 Land $210,100 Building $295,000
2024	$2,212.00 (+9.67%)
2023	$2,017.00 (+2.33%)	$265,210	$482,200 Land $200,100 Building $282,100
2022	$1,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 966 N Garden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 966 N Garden Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

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