965 N Garden Dr, Orem, UT 84057 Property Records

Utah County property record for 965 N Garden Dr, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,095 sqft · built 1953
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Aug 2021)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-498-0003`

Property Details

APN / Parcel Number

Primary APN	`46-498-0003`
Alternative APN	`127427`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,095 sqft
Basement Area	845 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	A-Frame
Exterior Material	Metal Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,235 sqft (0.212 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces
Porch	Raised Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	127427
Street Address	965 N GARDEN DR
City	OREM
State	UT
Zip	84057-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT D, MEMMO GARDENS SUBDV. AREA 0.212 AC.
Legal Subdivision	MEMMO GARDENS SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2006
Census Tract	703

Owner

Source: Utah County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	965 N GARDEN DR, OREM, UT 84057-3201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Aug 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDENWEST FCU
Apr 12, 2018	Warranty Deed, Transfer GOLDENWEST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	2021141813
Prior Transfer Date	Aug 26, 1998
Prior Transfer Doc	0000087899
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	965 N GARDEN DR, OREM, UT 84057-3201
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN-SALT LAKE ESCRO, FIRST AMER SALT LAKE ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159834
Date	Sep 15, 2021
Instrument	159834:2021

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 13, 2021
Property Address	965 N GARDEN DR, OREM, UT 84057-3201
Document Number	0000141813
Instrument Date	Aug 9, 2021
Instrument	141813:2021
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	965 N GARDEN DR, OREM, UT 84057-3201

Mortgage

Document Number	0000141814
Date	Aug 13, 2021
Instrument	141814:2021

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 12, 2018
Property Address	965 N GARDEN DR, OREM, UT 84057-3201
Document Number	0000033978
Instrument Date	Apr 10, 2018
Instrument	33978
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 N GARDEN DR OREM UT 840573201, OREM, UT 84057-3201

Mortgage

Document Number	33989
Date	Apr 12, 2018
Instrument	33989

Lender

Name	GOLDENWEST CU
Type	Credit Union
Address	SOUTH OGDEN, UT 84403

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,710 (-45.45%)	$432,200 (-0.83%) Land $217,100 Building $215,100
2025	$1,909.00 (+0.05%)	$435,800 (+97.06%) Land $217,100 Building $218,700	$435,800 (+8.38%) Land $217,100 Building $218,700
2024	$1,908.00 (+13.44%)
2023	$1,682.00 (-7.07%)	$221,155	$402,100 Land $206,800 Building $195,300
2022	$1,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

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