Hampden County and Holyoke City property record for 966 Main St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,042 sqft · built 1950 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Apr 2022) |
| Tax Bill | $5,196 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0088 B:0000 L:17 |
| Primary APN | HOLY M:0088 B:0000 L:17 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 3,282 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 655 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,498 sqft (0.402 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 966 MAIN ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BH |
| Legal Lot Number | 17 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 812103 |
966 Main St is owned and occupied by two individuals who bought it in April 2022.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 966 MAIN ST, HOLYOKE, MA 01040-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Prior Sale | Jan 4, 2002 · Amount on File |
| Deed Book / Page | 24498 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Apr 13, 2022 |
| Property Address | 966 MAIN ST, HOLYOKE, MA 01040-7401 |
| Document Number | 024498-386 |
| Book / Page | 24498 / 386 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 22505 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 LINDEN ST, NORTHAMPTON, MA 01060-3208 |
| Document Number | 0000022506 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 22506 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 024498-406 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 24498/406 |
| Instrument | 22507 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
The 2026 property tax bill for 966 Main St was $5,196, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,196.00 (+6.78%) | $298,100 (+6.96%) Land $41,400 Building $247,100 | $305,082 (-11.46%) |
| 2025 | $4,866.00 (+6.2%) | $278,700 (+15.26%) Land $38,700 Building $240,000 | $344,565 (+10.61%) |
| 2024 | $4,582.00 (+26.16%) | $241,800 (+24.9%) Land $36,800 Building $205,000 | $311,505 |
| 2023 | $3,632.00 | $193,600 Land $36,800 Building $156,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 966 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 966 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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