Hampden County and Holyoke City property record for 962 Main St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,272 sqft · built 1905 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Jan 2020) |
| Tax Bill | $3,899 (2026) |
| Deeds & Mortgages | Sep 2024 Line of Credit Jan 2020 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0088 B:0000 L:15 |
| Primary APN | HOLY M:0088 B:0000 L:15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 2,778 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 636 sqft |
| Unfinished Basement | 636 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,998 sqft (0.298 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 962 MAIN ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BH |
| Legal Lot Number | 15 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 812103 |
962 Main St is owned and occupied by two individuals who acquired it in January 2020.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 962 MAIN ST, HOLYOKE, MA 01040-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 22, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on File |
| Deed Sale | Jan 22, 2020 · Amount on File |
| Prior Sale | Mar 1, 2010 · Amount on File |
| Deed Document Number | 20203658 |
| Deed Book / Page | 23054 / 504 |
| Last Transfer Date | Jan 24, 2020 |
| Transfer Doc | 0023061-34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 962 MAIN ST, HOLYOKE, MA 01040-7401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 025588-455 |
|---|---|
| Date | Sep 27, 2024 |
| Book Page | 25588/455 |
| Instrument | 44765 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Jan 22, 2020 |
| Property Address | 962 MAIN ST, HOLYOKE, MA 01040-7401 |
| Document Number | 23054-504 |
| Book / Page | 23054 / 504 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 3658 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 133 FARNUM DR, HOLYOKE, MA 01040-2806 |
| Document Number | 3659 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 3659 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 962 Main St was $3,899, up 6.9% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,899.00 (+6.85%) | $223,700 (+7.03%) Land $40,500 Building $166,600 | $256,818 (+31.55%) |
| 2025 | $3,649.00 (+9.28%) | $209,000 (+18.62%) Land $37,800 Building $171,200 | $195,225 (-8.18%) |
| 2024 | $3,339.00 (+4.64%) | $176,200 (+3.59%) Land $36,000 Building $140,200 | $212,610 |
| 2023 | $3,191.00 | $170,100 Land $36,000 Building $134,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 962 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 962 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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