966 Harrogate Ct, Cincinnati, OH 45240 Property Records

Hamilton County property record for 966 Harrogate Ct, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,444 sqft · built 1972
Lot Size0.168 acres (7,318 sqft)
OwnerIndividual Name on Record
Last Sale$169,900 (Jan 2021)
Tax Bill$3,500 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN591-0011-0119-00

Property Details

APN / Parcel Number

Primary APN591-0011-0119-00
Alternative APN
  • 0015114

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,444 sqft Living Area
Gross Area1,756 sqft
1st Floor Area884 sqft
2nd Floor Area560 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions120 ft deep x 63.3 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address966 HARROGATE CT
CityCINCINNATI
StateOH
Zip45240-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARROGATE CT 63.29 X 120 IRR LOT 685 MODEL CITY SUB SEC 8 BLK F PT 6
Legal SubdivisionMODEL CITY SUB
Legal BlockF
Legal Lot Number685
JurisdictionHAMILTON OH
Township / Civil DivisionFOREST PARK
Census Block Group2
Census Block2016
Census Tract21506

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address966 HARROGATE CT, CINCINNATI, OH 45240-1812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC
Sep 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2021 · Amount on Record
Deed SaleJan 28, 2021 · Amount on Record
Prior SaleNov 21, 2012
Deed Document Number202112224
Deed Book / Page14343 / 692
Prior Transfer DateAug 30, 2018
Prior Transfer Doc0000083233
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 28, 2021
Property Address966 HARROGATE CT, CINCINNATI, OH 45240-1812
Document Number0000012224
Book / Page14343 / 692
Map ReferenceMB 173 PG 28&29
Instrument DateJan 15, 2021
Instrument2021-0012224
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyLTOC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$679.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address966 HARROGATE CT, CINCINNATI, OH 45240-1812

Mortgage

Document Number0000012225
DateJan 28, 2021
Instrument2021-0012225
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateSep 19, 2018
Property Address966 HARROGATE CT, CINCINNATI, OH 45240-1812
Document Number0000083233
Book / Page013756 / 000325
Instrument DateAug 30, 2018
Instrument83233
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 40412 CINCINNATI OH 452400412, CINCINNATI, OH 45240-0412

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityForest Park City
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,500.00 (+2.76%)$59,466 (+%) Land $9,503 Building $49,963$169,900 (-) Land $27,150 Building $142,750
2024$3,406.00 (-1.39%)$59,464 (-) Land $9,502 Building $49,962
2023$3,454.00 (+23.71%)$59,464 (+63.43%) Land $9,502 Building $49,962$169,900 (+63.43%) Land $27,150 Building $142,750
2022$2,792.00 Homeowner's exemption$36,386 Land $7,560 Building $28,826
2020$103,960 Land $21,600 Building $82,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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