962 Harrogate Ct, Cincinnati, OH 45240 Property Records

Hamilton County property record for 962 Harrogate Ct, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,650 sqft · built 1973
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$244,900 (Jan 2026)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`591-0011-0120-00`

Property Details

APN / Parcel Number

Primary APN	`591-0011-0120-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
1st Floor Area	528 sqft
2nd Floor Area	1,122 sqft

Exterior

Year Built	Built 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	962 HARROGATE CT
City	CINCINNATI
State	OH
Zip	45240-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARROGATE CT 66 X 120 LOT 686 MODEL CITY SUB SEC 8 BLK F PT 6
Legal Subdivision	MODEL CITY SUB
Legal Block	F
Legal Lot Number	686
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	2
Census Block	2016
Census Tract	21506

Owner

Source: Hamilton County records · APN 591-0011-0120-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	962 HARROGATE CT, CINCINNATI, OH 45240-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Mar 24, 2005 · Amount on Record
Deed Document Number	2026-0005833
Deed Book / Page	15589 / 647
Record Updated	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 26, 2026
Property Address	962 HARROGATE CT, CINCINNATI, OH 45240-1812
Document Number	0000005833
Book / Page	15589 / 647
Map Reference	MB 173 PG 28&29
Instrument Date	Jan 20, 2026
Instrument	2026-0005833
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$244.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 HARROGATE CT, CINCINNATI, OH 45240-1812

Mortgage

Document Number	0000005834
Date	Jan 26, 2026
Instrument	2026-0005834

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (-0.06%)	$57,768 (-) Land $10,199 Building $47,569
2024	$3,499.00 (+0.57%)	$57,768 (-) Land $10,199 Building $47,569
2023	$3,479.00 (+13.8%)	$57,768 (+49.99%) Land $10,199 Building $47,569	$165,050 (+49.99%) Land $29,140 Building $135,910
2022	$3,057.00	$38,514 Land $8,113 Building $30,401
2020			$110,040 Land $23,180 Building $86,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 397 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.