Lorain County property record for 966 Gulf Rd, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,492 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2022) |
| Tax Bill | $2,681.00 (2025) |
Source: Lorain County records · APN 06-25-163-000-027
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 966 GULF RD, ELYRIA, OH 44035-2962 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 02, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2022 · Amount on Record |
| Deed Sale | Jun 02, 2022 · Amount on Record |
| Prior Sale | Jul 09, 1999 · Amount on Record |
| Deed Doc Number | 2022877798 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 966 GULF RD, ELYRIA, OH 44035-2962 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 966 GULF RD, ELYRIA, OH 44035-2962 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012727 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024-0012727 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 02, 2022 |
| Property Address | 966 GULF RD, ELYRIA, OH 44035-2962 |
| Document Number | 0000877798 |
| Instrument Date | Jun 02, 2022 |
| Instrument | 2022-0877798 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 GULF RD, ELYRIA, OH 44035-2962 |
| Investor | Possibly a Property Investor |
| Document Number | 0000877799 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 2022-0877799 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 966 GULF RD, ELYRIA, OH 44035-2962 |
| Document Number | 0000623494 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | PATRIOT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 966 GULF RD ELYRIA OH 440352962, ELYRIA, OH 44035-2962 |
| Document Number | 0000623494 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 623494 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 26, 2027 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (-0.48%) Homeowner's exemption | $56,940 (+%) Land $12,770 Building $44,170 | $162,680 (-) Land $36,480 Building $126,200 |
| 2024 | $2,694.00 (+9.69%) | $56,938 (+26.32%) Land $12,768 Building $44,170 | $162,680 (+26.32%) Land $36,480 Building $126,200 |
| 2023 | $2,456.00 (-2.03%) | $45,074 (-0.01%) Land $11,645 Building $33,429 | $128,780 (-) Land $33,270 Building $95,510 |
| 2022 | $2,507.00 | $45,080 Land $11,650 Building $33,430 | |
| 2021 | $128,780 Land $33,270 Building $95,510 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-163-000-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 1,591 sqft Gross Area |
| 1st Floor | 894 sqft 1st Floor |
| Upper Floors | 612 sqft Upper Floors |
| Basement Area | 600 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 16,117 sqft (0.37 acres) |
| Depth X Width | 238 ft x 60 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 99 sqft Garage |
| Patio Area | 90 sqft Patio |
| Porch Area | 814 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 966 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2962 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 990627493 |
| Legal Subdivision | ELYRIA |
| Legal Tract | 25 |
| Legal Lot Number | 163 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 70101 |
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