Lorain County property record for 965 Gulf Rd, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,268 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Detached, 440 sqft |
| Last Sale | $245,000 (2026) |
| Tax Bill | $2,618.00 (2024) |
| Primary APN | 06-25-032-101-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,268 sqft Living Area |
| 1st Floor | 1,268 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 120 ft x 63 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 308 sqft Deck |
|---|---|
| Patio Area | 308 sqft Patio |
| Porch | Porch |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 965 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2961 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 63 X 133.85 S/L 231-232 |
| Legal Subdivision | SPRING VALLEY |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 231 2 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-032-101-014
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 5072, TROY, MI 48007-5072 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Apr 12, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2026 · Amount on Record |
| Deed Sale | Apr 07, 2026 · Amount on Record |
| Prior Sale | May 21, 2003 · Amount on Record |
| Deed Doc Number | 202690778 |
| Prior Transfer Date | Apr 11, 2024 |
| Prior Transfer Doc | 0000009787 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 07, 2026 |
| Property Address | 965 GULF RD, ELYRIA, OH 44035-2961 |
| Document Number | 0000090778 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202690778 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000090779, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 202690779 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 12, 2024 |
| Property Address | 965 GULF RD, ELYRIA, OH 44035-2961 |
| Document Number | 0000009787 |
| Map Reference | VOL 12 PG 22 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024-0009787 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 965 GULF RD, ELYRIA, OH 44035-2961 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,605.00 (-0.5%) | $55,330 (+%) Land $9,610 Building $45,720 | $158,080 (-) Land $27,460 Building $130,620 |
| 2024 | $2,618.00 (-3.75%) | $55,328 (+10.82%) Land $9,611 Building $45,717 | $158,080 (+10.82%) Land $27,460 Building $130,620 |
| 2023 | $2,720.00 (+0.37%) | $49,924 (-0.01%) Land $9,709 Building $40,215 | $142,640 (-) Land $27,740 Building $114,900 |
| 2022 | $2,710.00 | $49,930 Land $9,710 Building $40,220 | |
| 2021 | $142,640 Land $27,740 Building $114,900 |
965 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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