Hardin County property record for 966 E Main St, Vine Grove, KY 40175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,902 sqft · built 2010 |
| Lot Size | 3.48 acres (151,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Sep 2026) |
| Tax Bill | $2,925 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-30-00-002.02 |
| Primary APN | 141-30-00-002.02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Lot Area | 151,719 sqft (3.48 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 162 sqft |
| Patio Area | 240 sqft |
| Heating System | Central |
|---|
| Street Address | 966 E MAIN ST |
|---|---|
| City | VINE GROVE |
| State | KY |
| Zip | 40175-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANGELL EST LT 2A #1 |
| Legal Subdivision | ANGELL EST |
| Legal Lot Number | 2A |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 903 |
Source: Hardin County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MORTGAGE |
| Sep 28, 2026 | Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE |
| Feb 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU |
| Jul 25, 2018 | Deed of Trust, Mortgage · ARM KNOX COUNTY FEDERAL CREDIT UNION |
| Jul 25, 2018 | Correction Deed |
| Jul 25, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on Record |
| Deed Sale | Sep 28, 2026 · Amount on Record |
| Prior Sale | Jul 25, 2018 · Amount on Record |
| Deed Book / Page | 1607 / 1227 |
| Prior Transfer Date | Jul 23, 2018 |
| Prior Transfer Doc | 1460/141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 28, 2026 |
| Property Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Document Number | 2634000447 |
| Book / Page | 2634 / 447 |
| Instrument Date | Sep 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Document Number | 2634000447, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 2634/447 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 28, 2026 |
| Property Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Document Number | 1607001227 |
| Book / Page | 1607 / 1227 |
| Instrument Date | Sep 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,975.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Document Number | 2634000447, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 2634/447 |
| Name | STATEWIDE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 02508/1407 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 2508/1407 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40160 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2375/934 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 2375/934 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2024 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 3-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002241/0000000377 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 0000002241/0000000377 |
| Instrument | 201800009356 |
| Name | KNOX COUNTY FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Aug 1, 2023 |
| Index | Other |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 25, 2018 |
| Property Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Document Number | 1460/141 |
| Book / Page | 1460 / 141 |
| Instrument Date | Jul 23, 2018 |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 25, 2018 |
| Property Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
| Document Number | 1460/144 |
| Book / Page | 1460 / 144 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 E MAIN ST, VINE GROVE, KY 40175-9628 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Vine Grove City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,925.00 (-1.88%) | $315,000 (-) Land $32,400 Building $282,600 | $315,000 (-) Land $32,400 Building $282,600 |
| 2023 | $315,000 Land $32,400 Building $282,600 | $315,000 Land $32,400 Building $282,600 | |
| 2021 | $2,981.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440 |
|---|---|
| Water Source | Purchased surface water from HARDIN COUNTY WATER DISTRICT #1 |
| Last State Inspection | Apr 2023 |
| Also Mapped Here | HARDIN COUNTY WATER DISTRICT #2 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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