964 E Main St, Vine Grove, KY 40175 Property Records

Hardin County property record for 964 E Main St, Vine Grove, KY 40175

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,150 sqft · built 1939
Lot Size	1.54 acres (67,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Mar 2016)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141-30-00-002.01`

Property Details

APN / Parcel Number

Primary APN	`141-30-00-002.01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,150 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	67,300 sqft (1.54 acres)
Garage Type	Attached
Garage Area	450 sqft
Patio Area	272 sqft
Shed	1 Shed
Shed Area	512 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	964 E MAIN ST
City	VINE GROVE
State	KY
Zip	40175-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANGELL EST LT 1A #1
Legal Subdivision	ANGELL EST
Legal Lot Number	1A
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2000
Census Tract	903

Owner

Source: Hardin County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	964 E MAIN ST, VINE GROVE, KY 40175-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CECILIAN BANK
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 17, 2021	Deed of Trust, Mortgage THE CECILIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2016 · Amount on Record
Deed Sale	Mar 10, 2016 · Amount on Record
Deed Book / Page	1421 / 564
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Recording Date	Jul 30, 2026
Property Address	964 E MAIN ST, VINE GROVE, KY 40175-9628
Document Number	2626000972
Book / Page	2626 / 972
Instrument Date	Jul 24, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 E MAIN ST, VINE GROVE, KY 40175-9628

Mortgage

Document Number	2626000972,
Date	Jul 30, 2026
Book Page	2626/972

Lender

Name	CECILIAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	964 E MAIN ST, VINE GROVE, KY 40175-9628
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002433/154
Date	Mar 23, 2022
Book Page	2433/154

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	SILVER SPRING, MD 20903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	964 E MAIN ST, VINE GROVE, KY 40175-9628
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 E MAIN ST, VINE GROVE, KY 40175-9628

Mortgage

Document Number	2380/897
Date	May 17, 2021
Book Page	2380/897

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 20, 2022

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Vine Grove City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (+30.53%)	$115,700 (-) Land $15,200 Building $100,500	$115,700 (-) Land $15,200 Building $100,500
2023		$115,700 Land $15,200 Building $100,500	$115,700 Land $15,200 Building $100,500
2021	$855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440
Water Source	Purchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State Inspection	Apr 2023
Also Mapped Here	HARDIN COUNTY WATER DISTRICT #2
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jun 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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