966 Chippenham Ave, Lancaster, SC 29720 Property Records

Lancaster County property record for 966 Chippenham Ave, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,626 sqft · built 2020
Lot Size	0.322 acres (14,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$935,000 (Jul 2026)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0014O-0A-095.00`

Property Details

APN / Parcel Number

Primary APN	`0014O-0A-095.00`
Alternative APN	`96108`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,626 sqft Living Area
Gross Area	4,024 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,059 sqft (0.322 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	194 sqft
Deck Area	188 sqft

Location & Zoning

Account Number	96108
Street Address	966 CHIPPENHAM AVE
City	LANCASTER
State	SC
Zip	29720-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENT CREEK SUBDIVISION 0.323 AC LOT
Legal Subdivision	BENT CREEK SUBDIVISION
Legal Block	95
Legal Lot Number	95
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1012
Census Tract	11210

Owner

Source: Lancaster County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	966 CHIPPENHAM AVE, LANCASTER, SC 29720-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer · Conventional Mortgage FLC MORTGAGE LLC
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Sep 9, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 9, 2020	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Dec 21, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	20269658
Deed Book / Page	2082 / 295
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 6, 2026
Property Address	966 CHIPPENHAM AVE, LANCASTER, SC 29720-1200
Document Number	0000009658
Book / Page	2082 / 295
Instrument Date	Jul 6, 2026
Instrument	20269658
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	VISIONET SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349,409.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 CHIPPENHAM AVE, LANCASTER, SC 29720-1200

Mortgage

Document Number	0000009659,
Date	Jul 6, 2026
Instrument	20269659

Lender

Name	FLC MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	966 CHIPPENHAM AVE, LANCASTER, SC 29720-1200
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000262
Date	Jan 8, 2026
Book Page	5498/131
Instrument	2026000262

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 31, 2055

Interest

Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 9, 2020
Property Address	966 CHIPPENHAM AVE, LANCASTER, SC 29720-1200
Document Number	0000015314
Book / Page	001361 / 000162
Instrument Date	Jun 3, 2020
Instrument	15314
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 CHIPPENHAM AVE LANCASTER SC 297201200, LANCASTER, SC 29720-1200

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 9, 2020
Property Address	966 CHIPPENHAM AVE, LANCASTER, SC 29720-1200
Document Number	0000015332
Book / Page	1361 / 181
Map Reference	MB 201 7PG 763
Instrument Date	Jun 3, 2020
Instrument	2020015332
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 CHIPPENHAM AVE, LANCASTER, SC 29720-1200

Mortgage

Document Number	0000015333
Date	Sep 9, 2020
Book Page	4121/316
Instrument	2020015333

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 21, 2017
Property Address	966 CHIPPENHAM AVE, LANCASTER, SC 29720-1200
Document Number	0000018741
Book / Page	001104 / 000182
Instrument Date	Nov 17, 2017
Instrument	18741
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,491.34
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	250 GIBRALTAR RD HORSHAM PA 190442323, HORSHAM, PA 19044-2323
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,191.00 (+8.66%)	$26,653 (+15%) Land $3,775 Building $22,878	$882,600 (+52.33%) Land $125,000 Building $757,600
2024	$3,857.00 (+2.77%)
2023	$3,753.00	$23,176 Land $3,000 Building $20,176	$579,400 Land $75,000 Building $504,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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