1015 Chippenham Ave, Lancaster, SC 29720 Property Records

Lancaster County property record for 1015 Chippenham Ave, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,190 sqft · built 2018
Lot Size	0.257 acres (11,198 sqft)
Owner	Individual Name on File
Last Sale	$739,000 (Jun 2026)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0014O-0A-012.00`

Property Details

APN / Parcel Number

Primary APN	`0014O-0A-012.00`
Alternative APN	`95715`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,190 sqft Living Area
Gross Area	2,993 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,198 sqft (0.257 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	291 sqft
Deck Area	320 sqft

Location & Zoning

Account Number	95715
Street Address	1015 CHIPPENHAM AVE
City	LANCASTER
State	SC
Zip	29720-0180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENT CREEK 0.257 AC
Legal Subdivision	FINAL PLAT BENT CREEK PHASE 1 A
Legal Block	12
Legal Lot Number	12
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1022
Census Tract	11210

Owner

Source: Lancaster County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11015 CHIPPENHAM AVE, LANCASTER, SC 29720
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 9, 2026	Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE
May 23, 2019	Special Warranty Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY
Jul 19, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	20268198
Deed Book / Page	2072 / 170
Prior Transfer Date	Jun 5, 2026
Prior Transfer Doc	0000008198
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1015 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018057
Date	Sep 3, 2021
Book Page	4516/244
Instrument	2021018057

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1015 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002040
Date	Feb 7, 2022
Book Page	4662/251
Instrument	2022002040

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1015 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002039
Date	Feb 7, 2022
Book Page	4662/233
Instrument	2022002039

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1015 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017148
Date	Dec 18, 2025
Book Page	5486/312
Instrument	2025017148

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 9, 2026
Property Address	1015 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Document Number	0000008198
Book / Page	2072 / 170
Instrument Date	Jun 5, 2026
Instrument	20268198
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$276,164.30
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008199,
Date	Jun 9, 2026
Instrument	20268199

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	May 23, 2019
Property Address	1015 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Document Number	0000007227
Book / Page	1235 / 319
Map Reference	MB 2017 PG 378-381
Instrument Date	May 20, 2019
Instrument	2019007227
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 CHIPPENHAM AVE, LANCASTER, SC 29720-0180

Mortgage

Document Number	0000007228
Date	May 23, 2019
Instrument	2019007228

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 19, 2017
Property Address	1015 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Document Number	0000010406
Book / Page	001068 / 000306
Instrument Date	Jul 13, 2017
Instrument	10406
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9,583.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	250 GIBRALTAR RD HORSHAM PA 190442323, HORSHAM, PA 19044-2323
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,256.00 (+8.46%)	$20,254 (+15%) Land $3,884 Building $16,370	$651,800 (+48.04%) Land $125,000 Building $526,800
2024	$3,002.00 (+3.48%)
2023	$2,901.00	$17,612 Land $3,000 Building $14,612	$440,300 Land $75,000 Building $365,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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