966 Caroline Rd, Waterloo, NY 13165 Property Records

Seneca County and Junius Town property record for 966 Caroline Rd, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,528 sqft · built 1995
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Jul 2025)
Tax Bill$4,186 (2026)
APN452400 09-1-26

Property Details

APN / Parcel Number

Primary APN452400 09-1-26
Alternative APN
  • 240000900000010260000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,048 sqft
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area78,408 sqft (1.8 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address966 CAROLINE RD
CityWATERLOO
StateNY
Zip13165-8536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number26.000
JurisdictionSENECA NY
Township / Civil DivisionJUNIUS
Census Block Group2
Census Block2074
Census Tract950100

Owner

966 Caroline Rd is owned by an individual who bought it in July 2025.

Source: Seneca County and Junius Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 525, BETHLEHEM, NH 03574-0525
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2025 · Amount on File
Deed SaleJul 31, 2025 · Amount on File
Deed Book / Page1125 / 146
Prior Transfer DateMar 16, 2010
Prior Transfer Doc0820000182
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 966 Caroline Rd was $4,186, up 9.6% from the year before.

Source: Seneca County and Junius Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionJunius Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,186.00 (+9.64%)
2025$3,818.00$135,000 Land $22,000 Building $113,000$217,742 Land $35,484 Building $182,258
2023$135,000 Land $22,000 Building $113,000$155,172 Land $25,287 Building $129,885
2019$1,058.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 966 Caroline Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 966 Caroline Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caroline Rd

Nearby Streets

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