917 Caroline Rd, Waterloo, NY 13165 Property Records

Seneca County and Junius Town property record for 917 Caroline Rd, Waterloo, NY 13165

Property Summary

Property Type	Mobile Home
Details	3 bd · 1,144 sqft · built 1982
Lot Size	0.78 acres (33,977 sqft)
Owner	Company Name on Record
Last Sale	$24,000 (Nov 2025)
Tax Bill	$1,350 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2026 Mortgage + 1 more
APN	`452400 09-1-08.11`

Property Details

APN / Parcel Number

Primary APN	`452400 09-1-08.11`
Alternative APN	`240000900000010080110000`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	33,977 sqft (0.78 acres)
Porch	Slab
Porch Area	306 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	917 CAROLINE RD
City	WATERLOO
State	NY
Zip	13165-8460
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	8.011
Jurisdiction	SENECA NY
Township / Civil Division	JUNIUS
Census Block Group	2
Census Block	2075
Census Tract	950100

Owner

Source: Seneca County and Junius Town records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1255 DUBLIN RD, WATERLOO, NY 13165-9531
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE COMPANY
May 14, 2026	Deed of Trust
Nov 10, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Deed Document Number	202572278
Deed Book / Page	1131 / 34
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Recording Date	Sep 11, 2026
Property Address	917 CAROLINE RD, WATERLOO, NY 13165-8460
Document Number	0000075883
Book / Page	2006 / 305
Instrument Date	Sep 3, 2026
Instrument	202675883
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075883,
Date	Sep 11, 2026
Book Page	2006/305
Instrument	202675883

Lender

Name	CNB MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Recording Date	May 14, 2026
Property Address	917 CAROLINE RD, WATERLOO, NY 13165-8460
Document Number	001993/206
Book / Page	1993 / 206
Instrument Date	May 13, 2026
Instrument	202674412
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074412,
Date	May 14, 2026
Book Page	1993/206
Instrument	202674412

Lender

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	Nov 10, 2025
Property Address	917 CAROLINE RD, WATERLOO, NY 13165-8460
Document Number	0001131/34
Book / Page	1131 / 34
Instrument Date	Nov 10, 2025
Instrument	72278
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 DUBLIN RD, WATERLOO, NY 13165-9531

Tax Assessment & Valuation

Source: Seneca County and Junius Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Junius Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,350.00 (+9.49%)
2025	$1,233.00 (-36.64%)	$42,700 (-) Land $15,600 Building $27,100	$68,871 (+27.42%) Land $25,161 Building $43,710
2024	$1,946.00 (+95.58%)	$42,700 (-) Land $15,600 Building $27,100	$54,051 (+10.13%) Land $19,747 Building $34,304
2023		$42,700 Land $15,600 Building $27,100	$49,080 Land $17,931 Building $31,149
2019	$995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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