966 C St, Charleston, IL 61920 Property Records

Coles County property record for 966 C St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 1931
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$49,500 (Apr 2021)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1-06400-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-06400-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Base Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	106 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft

Location & Zoning

Street Address	966 C ST
City	CHARLESTON
State	IL
Zip	61920-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CO CLERKS SURVEY #4 S 50 FT OF N 100 FT OF E 106 FT OF LOT 21 NE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Lot Number	21
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1001
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	966 C ST, CHARLESTON, IL 61920-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	2021793780
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 1, 2021
Property Address	966 C ST, CHARLESTON, IL 61920-1831
Document Number	202100793780
Instrument Date	Mar 31, 2021
Instrument	202100793780
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	966 C ST, CHARLESTON, IL 61920-1831

Mortgage

Document Number	202100793781
Date	Apr 1, 2021
Instrument	202100793781

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 31, 2036

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00 (+3.41%)	$21,646 (+10.2%) Land $2,033 Building $19,613	$64,938 (+10.2%) Land $6,099 Building $58,839
2024	$1,524.00 (-11.6%)	$19,643 (+9.5%) Land $1,845 Building $17,798	$58,929 (+9.5%) Land $5,535 Building $53,394
2023		$17,939 Land $1,685 Building $16,254	$53,817 Land $5,055 Building $48,762
2020	$1,724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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